Archive for Posts Tagged ‘insurance’

Exploring Vision Insurance | Houston Benefits Firm
Apr

19

2021

Exploring Vision Insurance | Houston Benefits Firm

According to WebMD, the eyes are the most highly developed sensory organs in your body. They report that more of your brain is dedicated to the sense of sight than to all of the other senses combined. So, it makes sense that you would do all that you can to protect and care for these important organs. Vision insurance can be a great asset as…

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End of Year Healthcare | Texas Benefits Advisors
Nov

3

2020

End of Year Healthcare | Texas Benefits Advisors

As the weather turns cooler and shopping centers get busier, it’s easy to surmise that it’s nearing the end of the year. Are we all ready for 2020 to be over?! Yes, please! Since we are closing in on 2021, it’s time for you to maximize your healthcare plan by taking advantage of end-of-year healthcare benefits. HAVE YOU MET YOUR DEDUCTIBLE YET? Before you continue…

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Tips to Maximize your HSA Benefits | TX Employee Benefits Advisors
Sep

8

2020

Tips to Maximize your HSA Benefits | TX Employee Benefits Advisors

Health Savings Accounts (HSA) are great ways to save tax-free money for medical expenses both in the current term, and for your retirement years. By making wise choices, you can maximize the benefit of these fantastic savings accounts. Let’s take a quick look at the basics and then explore some tips on how to make your HSA money grow. What is an HSA? According to…

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REMINDER: HEALTH PLAN PCORI FEES ARE DUE JULY 31 | Texas Benefits Team
Jul

22

2019

REMINDER: HEALTH PLAN PCORI FEES ARE DUE JULY 31 | Texas Benefits Team

Employers that self-insured any group health plans in 2018, including health reimbursement arrangements (HRAs), are responsible for determining whether the annual PCORI fee applies to their plan. If so, use Form 720 to calculate, report, and pay the fee by July 31, 2019. PCORI stands for the Patient-Centered Outcomes Research Institute. Federal law imposes a small annual fee on most health plans that include medical benefits in order to raise…

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PCORI Fee Increase for Health Plans | Houston Benefits Consultants
Nov

7

2018

PCORI Fee Increase for Health Plans | Houston Benefits Consultants

On November 5, 2018, the Internal Revenue Service (IRS) released Notice 2018-85 to announce that the health plan Patient-Centered Outcomes Research Institute (PCORI) fee for plan years ending between October 1, 2018 and September 30, 2019 will be $2.45 per plan participant. This is an increase from the prior year’s fee of $2.39 due to an inflation adjustment. Background The Affordable Care Act created the…

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Oct

31

2018

Choosing the Right Flexible Benefit for Employees | TX Benefits Agency

Trying to decide which of the many employer-sponsored benefits out there to offer employees can leave an employer feeling lost in a confusing bowl of alphabet soup—HSA? FSA? DCAP? HRA? What does it mean if a benefit is “limited” or “post-deductible”? Which one is use-it-or-lose-it? Which one has a rollover? What are the limits on each benefit?—and so on. While there are many details to…

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Looking Backward to Plan Forward | Houston Benefits Firm
Oct

17

2018

Looking Backward to Plan Forward | Houston Benefits Firm

We have entered Open Enrollment season and that means you and everyone in your office are probably reading through enrollment guides and trying to decipher it all. As you begin your research into which plan to choose or even how much to contribute to your Health Savings Account (HSA), consider evaluating how you used your health plan last year. Looking backward can actually help you…

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Wealthy vs Financial Fit. Here’s the Difference and Why It Matters | Houston Employee Benefit Consultants
Sep

7

2018

Wealthy vs Financial Fit. Here’s the Difference and Why It Matters | Houston Employee Benefit Consultants

People can be wealthy without being financially fit, meaning they can have a lot of assets or money tied up in assets, but those assets aren’t “liquid.” Let me explain. Say you have a house that has escalated in value in the real estate market. You may have this large asset, but that doesn’t necessarily mean you’re financially comfortable from an income standpoint. You aren’t…

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Addressing Mental Health Care at Work | Houston Benefits Firm
Sep

4

2018

Addressing Mental Health Care at Work | Houston Benefits Firm

Nancy Spangler, senior consultant at the Center for Workplace Mental Health of the American Psychiatric Foundation, says that one in five adults has a mental health disorder, and one in 10 has a substance abuse problem. In addition, major depression and its associated conditions cost the U.S. over $210 billion every year. Clearly, mental health is an issue we need to investigate both in our…

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6 Reasons Self-Funded Plans Are Gaining Popularity | Houston Benefits Advisors
Aug

28

2018

6 Reasons Self-Funded Plans Are Gaining Popularity | Houston Benefits Advisors

Since the ACA was enacted eight years ago, many employers are re-examining employee benefits in an effort to manage costs, navigate changing regulations, and expand their plan options. Self-funded plans are one way that’s happening. In 2017, the UBA Health Plan survey revealed that self-funded plans have increased by 12.8% in the past year overall, and just less than two-thirds of all large employers’ plans…

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