Nov
3
2020End of Year Healthcare | Texas Benefits Advisors
As the weather turns cooler and shopping centers get busier, it’s easy to surmise that it’s nearing the end of the year. Are we all ready for 2020 to be over?! Yes, please! Since we are closing in on 2021, it’s time for you to maximize your healthcare plan by taking advantage of end-of-year healthcare benefits. HAVE YOU MET YOUR DEDUCTIBLE YET? Before you continue…
Read More
Read More
Jul
3
2018The News About Association Health Plans | Houston Employee Benefits
On June 19, 2018, the U.S. Department of Labor released its Final Rule regarding Association Health Plans (AHPs). AHPs are not new, but they have not been widely available in the past and, in some cases, they have not been successful. The Final Rule is designed to make AHPs available to a greater number of small businesses as an alternative to standard ACA-compliant small group…
Read More
Read More
Jun
7
2018ACA Play or Pay: Affordability Percentage for 2019 | Houston Benefits Consultants
On May 21, 2018, the IRS announced that the affordability percentage under the Affordable Care Act’s play or pay rules will increase to 9.86% for 2019 plan years. This is an increase from 9.56% for 2018 plan years. By way of background, the ACA’s employer shared responsibility provision – often called the employer mandate or “play or pay” – requires large employers to offer health…
Read More
Read More
May
1
2018IRS Changes Course (Again) and Restores 2018 HSA Family Limit to $6,900 | Texas Benefit Advisors
Friday, April 27, the Internal Revenue Service (IRS) announced that the 2018 annual contribution limit to Health Savings Accounts (HSAs) for persons with family coverage under a qualifying High Deductible Health Plan (HDHP) is restored to $6,900. The single-coverage limit of $3,450 is not affected. This is the final word on what has been an unusual back-and-forth saga. The 2018 family limit of $6,900 had…
Read More
Read More
Apr
26
2018How to Use Discount Drug Programs | TX Benefits Brokers
Being a savvy customer can save you money on your prescription drugs!
Apr
13
2018Grandmothers Can Visit A Little Longer | Houston Employee Benefits
States that permit carriers to renew medical policies without adopting various Affordable Care Act (ACA) requirements may continue to do so through 2019, according to a bulletin released April 9, 2018, by the U.S. Department of Health and Human Services. The bulletin extends transitional relief for non-ACA-compliant policies for another year. The affected category of non-ACA-compliant policies, available in some individual and small group insurance…
Read More
Read More
Apr
5
2018Price Shopping Healthcare | Houston Employee Benefits Brokers
As the costs of health care soar, many consumers are looking for ways to control their medical spending. Also, with the rise of enrollment in high deductible health plans, consumers are paying for more health care out-of-pocket. From medical savings accounts to discount plans for prescriptions, patients are growing increasingly conscious of prices for their healthcare needs. Price shopping procedures and providers allows you to…
Read More
Read More
Mar
21
2018Quick Look: Medical Savings Accounts | Houston Benefit Advisors
Medical savings accounts help you save on healthcare expenses and give you control of spending
Mar
19
2018Here’s Where #FOMO Is Doing You a Disservice | Texas Benefit Advisors
Fear of missing out—is more than just a hashtag. Many Millennials admit that #FOMO drives a lot of their decisions on what they wear, what they do, even what they eat and drink. We live in a world of social influence. But one area where #FOMO really does you a disservice? No one is afraid of missing out on the benefits of life insurance. And…
Read More
Read More
Mar
13
2018All About Medical Savings Accounts | TX Benefit Advisors
Taking control of health care expenses is on the top of most people’s to-do list for 2018. The average premium increase for 2018 is 18% for Affordable Care Act (ACA) plans. So, how do you save money on health care when the costs seems to keep increasing faster than wage increases? One way is through health savings accounts. Health savings accounts are used in conjunction…
Read More
Read More