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Archive for Posts Tagged ‘health care’

The New HSA Under Trump’s Proposed Health Plan
Dec

14

2016

The New HSA Under Trump’s Proposed Health Plan

With the election of a new President, health care plans and the fate of the Affordable Care Act are a hot topic of discussion. As part of his 7-tier health plan, President-Elect Donald Trump has proposed a shift in the way health savings accounts (HSAs) are offered to working Americans. Simply put, an HSA is a savings account for medical expenses. They are tax advantaged…

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Long-Term Care Insurance: Employee Education Makes the Difference
Dec

6

2016

Long-Term Care Insurance: Employee Education Makes the Difference

Most Partners of United Benefit Advisors (UBA) and their clients have benefits enrollment down pat. They know what to communicate to employees, and when. Employees, too, are usually familiar with the process. For example, they know what to expect when they start comparing their medical plan options to their 401(k) contributions. But not all benefits are created equally. Some require more communication, understanding, and detail….

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The Shift Away from Health Risk Assessments
Nov

29

2016

The Shift Away from Health Risk Assessments

Historically, employers have utilized health risk assessments (HRAs) as one measurement tool in wellness program design. The main goals of an HRA are to assess individual health status and risk and provide feedback to participants on how to manage risk. Employers have traditionally relied on this type of assessment to evaluate the overall health risk of their population in order to develop appropriate wellness strategies….

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What Employers Can Expect from the Trump Administration
Nov

15

2016

What Employers Can Expect from the Trump Administration

  The U.S. Presidential race win by Donald Trump will impact labor, employment, and HR professionals in the key issues of immigration, paid leave, tax reform, and health care. Significant Shift in Immigration Policy Trump has been vocal about his stance on immigration in regard to deportation and illegal immigration. He also seeks to strengthen U.S. jobs, wages, and security through the nationwide use of…

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Employer FYI: Individual Mandate Requirements and Proposed Regulations
Nov

9

2016

Employer FYI: Individual Mandate Requirements and Proposed Regulations

Though employers are not required to educate employees about their individual responsibilities under the Patient Protection and Affordable Care Act (ACA), it is helpful to know about the individual mandate. The individual responsibility requirement (also known as the individual mandate) became effective for most people as of January 1, 2014. Under the individual mandate, most people residing in the U.S. are required to have minimum…

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How Apps are Changing the Way Employees Receive Mental Health Care
Nov

3

2016

How Apps are Changing the Way Employees Receive Mental Health Care

Did you know studies convey that 20% of the population, or 1 in every 5 adults suffer from some sort of mental health condition? Mental health has become a substantially concerning issue in America’s workplace, and therefore a top priority in employee wellness. Mental health conditions such as depression, anxiety, and bipolar disorder cause workers to perform less efficiently on a daily basis, which in…

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Oct

20

2016

Survey: Enrollment in Consumer-Directed Health Plans Jumps 22 Percent Despite Increase in Plan Costs

Our 2016 Health Plan Survey results are in and as our preliminary findings indicated, while employer costs remained steady, employees continue to take on more cost for coverage. With PPO deductibles rising 50 percent, UBA finds that consumer-directed health plans (CDHPs) continue to increase in popularity even though they are offering less savings than a year ago. Our newly released 2016 Health Plan Survey Executive…

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Deadline text on the calendar (or desk planner) underlined with red marker
Sep

9

2016

Employer Medicare Part D Notices Are Due Before October 15

Are you an employer that offers or provides group health coverage to your workers? Does your health plan cover outpatient prescription drugs — either as a medical claim or through a card system? If so, be sure to distribute your plan’s Medicare Part D notice before October 15. Purpose Medicare began offering “Part D” plans — optional prescription drug benefit plans sold by private insurance…

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Health Insurance Industry Terms You Need To Know
Aug

17

2016

Health Insurance Industry Terms You Need To Know

With the ever increasing amount of regulations in the Health Insurance industry – the amount of acronyms is rising rapidly.  If you don’t follow the latest news religiously, then you could find yourself M.O. (missing out!).  Even if you are a seasoned “insurance chooser” – some of the more common terminology could be just as confusing.  Do you know your H.M.O.’s from your H.S.A.’s?  And…

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IRS-SSA-CMS Data Match Program Information
Jul

13

2016

IRS-SSA-CMS Data Match Program Information

Beginning in early 2016, many employers received letters from the IRS-SSA-CMS Data Match Program. These letters are addressed to the employer and begin by stating that “Medicare needs your cooperation.” Employers are directed to report information on the IRS/SSA/CMS Data Match Secure Web Site, and the data being requested is often extensive. The reporting is separate and unique from reporting required of applicable large employers…

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