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Archive for Posts Tagged ‘COBRA’

Electronic Delivery of ERISA Notices | Houston Employee Benefits Advisors
Mar

27

2018

Electronic Delivery of ERISA Notices | Houston Employee Benefits Advisors

Q. Can we provide summary plan descriptions (SPDs) electronically? A. Yes. However, just sending them is not enough to meet ERISA requirements; you must ensure the intended recipients are actually getting them. Specifically, ERISA requires SPDs to be furnished using “measures reasonably calculated to ensure actual receipt of the material” via “methods likely to result in full distribution.” Electronic delivery is one way to meet…

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Aug

3

2017

Best Practices for Initial COBRA Notices | Houston Benefit Advisors

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires group health plans to provide notices to covered employees and their families explaining their COBRA rights when certain events occur. The initial notice, also referred to as the general notice, communicates general COBRA rights and obligations to each covered employee (and his or her spouse) who becomes covered under the group health plan. This notice…

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Employer FYI: Individual Mandate Requirements and Proposed Regulations
Nov

9

2016

Employer FYI: Individual Mandate Requirements and Proposed Regulations

Though employers are not required to educate employees about their individual responsibilities under the Patient Protection and Affordable Care Act (ACA), it is helpful to know about the individual mandate. The individual responsibility requirement (also known as the individual mandate) became effective for most people as of January 1, 2014. Under the individual mandate, most people residing in the U.S. are required to have minimum…

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