Blog Post Large Group (More Than 50 Employees) Insured Plans and PPACA




Large Group (More Than 50 Employees) Insured Plans and PPACA

Original content from United Benefit Advisors

PPACA brings numerous responsibilities and options to employers. Below is a summary of the PPACA provisions that apply to group health plans and whether the provision applies to insured large group plans.

Provisions Effective 2013 or Later

Provisions Effective 2010 – 2012

Note: For 2014 and 2015, the Patient Protection and Affordable Care Act (PPACA) considers a large employer one that has over 50 employees. (In most states, part-time employees count pro rata toward full-time equivalent employees using the same method as the play or pay requirement.) Beginning in 2016, for purposes of the insurance market requirements – but not the employer shared responsibility/play or pay requirement – a large group will be defined as over 100 employees.

Sept. 19, 2013


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