Kainos Blog

June 2021
Exploring In-Network and Out-of-Network Benefits | Texas Benefits Advisors
in Custom Content, Health Care, Health Care Cost

Exploring In-Network and Out-of-Network Benefits | Texas Benefits Advisors

by admin

You have surely heard the terms “in-network” and “out-of-network” when referring to doctors or care facilities and your insurance plan. It can be confusing and make you wonder why it matters to you, as the consumer. Let’s explore these terms and find out more! What are Health Insurance Plan Networks? Health insurance plans create networks of doctors and facilities with which they have contracted to...

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16

Jun
2021
IRS Announces HSA Limits for 2022 | Houston Employee Benefits
in HSA

IRS Announces HSA Limits for 2022 | Houston Employee Benefits

by admin

On May 10, 2021, the Internal Revenue Service (IRS) released Revenue Procedure 2021-25 announcing the annual inflation-adjusted limits for health savings accounts (HSAs) for calendar year 2022. An HSA is a tax-exempt savings account that employees can use to pay for qualified health expenses. To be eligible for an HSA, an employee: Must be covered by a qualified high deductible health plan (HDHP); Must not have any...

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9

Jun
2021
Important Tips for Men’s Health | Houston Benefits Group
in Custom Content, health, wellness

Important Tips for Men’s Health | Houston Benefits Group

by admin

We have certainly been focused on improving our health this year. June is Men’s Health Month and provides a great opportunity to focus on some simple tips that men can follow to shore up their health. These five guidelines will not only assist with a man’s physical health, but also their mental health. Make Annual Appointments Men are notoriously the punchline for jokes about not...

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2

Jun
2021
May 2021
FAQs About Cobra Premium Assistance Under The American Rescue Plan Act of 2021 | Texas Employee Benefits Partners
in COBRA

FAQs About Cobra Premium Assistance Under The American Rescue Plan Act of 2021 | Texas Employee Benefits Partners

by admin

April 07, 2021 Set out below are Frequently Asked Questions (FAQs) regarding implementation of certain provisions of the American Rescue Plan Act of 2021 (ARP), as it applies to the Consolidated Omnibus Budget Reconciliation Act of 1985, commonly called COBRA. These FAQs have been prepared by the Department of Labor (DOL). Like previously issued FAQs (available at https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/faqs), these FAQs answer questions from stakeholders to...

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26

May
2021
Top Strategies of Relationship Marketing| Houston Benefits Agents
in Custom Content, Leadership

Top Strategies of Relationship Marketing| Houston Benefits Agents

by admin

As a business, you are constantly managing your sales funnel–from the first point of contact with a prospect to their purchase of your service.  But it doesn’t (and shouldn’t) stop there. Perhaps the most important part of your sales funnel is the follow-up post-sale. It’s in this time of follow-up that you build the ongoing relationship that will lead to customer loyalty and, hopefully, customer...

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19

May
2021
Exploring Mental Health Benefits| Texas Employee Benefits Consultants
in Custom Content, health, mental health

Exploring Mental Health Benefits| Texas Employee Benefits Consultants

by admin

The overall well-being of an employee has never been more of a priority for employers as it is right now. From health care to vision care to mental health care, the entirety of the employee’s health is important to the health of the organization. Importance of Mental Health Benefits Mental health and the cost of not treating its issues has far-reaching effects from the individual...

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10

May
2021
The Fundamentals of Performance Management | TX Employee Benefits Advisors
in Workplace Leadership

The Fundamentals of Performance Management | TX Employee Benefits Advisors

by admin

The right performance management process for your organization depends in large part on what you want to accomplish with it and what you’re willing to invest in it. Here are some principles to keep in mind when deciding on your policy and performing assessments: Performance reviews are often stressful and difficult because the employees don’t know how they’ll be evaluated and they’re worried they’ll be...

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5

May
2021
April 2021
When You’ve Been Fully Vaccinated | Texas Employee Benefits Agency
in COVID-19

When You’ve Been Fully Vaccinated | Texas Employee Benefits Agency

by admin

COVID-19 vaccines are effective at protecting you from getting sick. Based on what we know about COVID-19 vaccines, people who have been fully vaccinated can start to do some things that they had stopped doing because of the pandemic. We’re still learning how vaccines will affect the spread of COVID-19. After you’ve been fully vaccinated against COVID-19, you should keep taking precautions—like wearing a mask,...

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28

Apr
2021
Benefits of Remote Onboarding | Houston Employee Benefits Experts
in Custom Content, Human Resources

Benefits of Remote Onboarding | Houston Employee Benefits Experts

by admin

Remote Onboarding Success Plan Remote workplaces have become very commonplace in our world today. In fact, a PwC survey of 669 CEOs, 78% agree that remote work is here for the long-term. As a result, remote onboarding has become part of the normal Human Resources operation in companies. Let’s dive into what remote onboarding looks like and some benefits and challenges of this new way...

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14

Apr
2021
March 2021
Back to Basics 3 Simple Tips for Building Healthy Kids | Houston Employee Benefits
in Custom Content, health, Uncategorized, Wellness

Back to Basics 3 Simple Tips for Building Healthy Kids | Houston Employee Benefits

by admin

Do these promises sound familiar? “When I have kids, I’ll never let them eat XYZ.” “My kids will always eat whatever I put in front of them.” “Our family will never eat out all the time.” We’ve all said them at some point in our lives and, whether we’ve started a family or are still in the process of building one, we’ve probably all broken...

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31

Mar
2021
Exploring Year-Round Benefits Engagement | Houston Benefits Group
in Communication, Custom Content, Employee Benefits, Human Resources

Exploring Year-Round Benefits Engagement | Houston Benefits Group

by admin

Just as with any good, healthy relationship, communication with employees is key. Only communicating with employees regarding their benefits package during open enrollment will most definitely result in them not taking full advantage of all it has to offer. In an effort to assist employees in understanding and maximizing their benefits, companies should use a year-round benefits engagement strategy.  Let’s explore some simple ways to...

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22

Mar
2021
How to Help Employees Communicate More Effectively | Texas Employee Benefits Partners
in Communication, Employee Communication

How to Help Employees Communicate More Effectively | Texas Employee Benefits Partners

by admin

In an ideal world, communication would be easy. We’d immediately know exactly what to say or write. Emails, Slack messages, and reply threads would practically write themselves. And there’d be no confusion about what anyone meant, ever. Of course, communication never works that way. We stare at the computer screen trying to decide how to begin an email. We misspeak or garble our words. We...

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15

Mar
2021
Ways Leadership Affects Culture and Culture Affects Leadership| Houston Benefits Agents
in Leadership, Workplace Leadership

Ways Leadership Affects Culture and Culture Affects Leadership| Houston Benefits Agents

by admin

There has been so much written on leadership in the last year, it’s hard to keep track of it all. Leaders should be storytellers, communicators, holistic, strategic, encouraging, creative, conservative, risk taking, ethical, competitive, inspiring and a whole host of other attributes. There are countless books currently available on the subject, and it would not surprise me if there were close to over half a...

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8

Mar
2021
8 Small Steps Toward Financial Protection | Texas Employee Benefits Consultants
in financial health, Financial Planning

8 Small Steps Toward Financial Protection | Texas Employee Benefits Consultants

by admin

About half of all Americans make New Year’s resolutions. Along with exercising more and eating better, many people aim to get a better handle on their finances. If you’re in that camp, we’re here to help. Here are some surefire steps to create a more financially secure future for you and your loved ones. Create a budget. The first step toward getting financially fit is...

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3

Mar
2021
February 2021
A Note on Requiring COVID-19 Vaccines | TX Employee Benefits Advisors
in COVID-19, Nondiscrimination

A Note on Requiring COVID-19 Vaccines | TX Employee Benefits Advisors

by admin

With COVID-19 vaccinations underway and widespread availability in sight, many employers want to know whether they can require their employees to get the vaccine. While recent EEOC guidance implies that they expect many employers to require a vaccine, there are already several states where bills are being introduced to prevent employment discrimination against those who refuse a vaccine (MN, NJ, SC), and it’s likely bills...

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24

Feb
2021
Exploring EAPs | Texas Employee Benefits Agency
in Custom Content, Employee Benefits

Exploring EAPs | Texas Employee Benefits Agency

by admin

Employee Assistance Programs (EAP) are company-sponsored programs that provide assistance to employees for a variety of personal issues that may be hindering or adversely affecting their work performance. Typically offered through third-party administrators, EAPs can provide their services online or via telephone and can sometimes be a part of the employee’s healthcare plan, however it is not a replacement to the healthcare plan. Examples of...

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16

Feb
2021
Be Alert: Employers Are Seeing a Spike in Phishing Scams | Houston Benefits Firm
in Blog, Human Resources

Be Alert: Employers Are Seeing a Spike in Phishing Scams | Houston Benefits Firm

by admin

Phishing emails are a type of scam designed to obtain information or prompt certain behavior from their targets. To that end, they typically appear to come from a person or entity we trust. In most cases, careful inspection will reveal cracks in the façade, little signs that the message is not what it purports to be. But, of course, most of us don’t thoroughly analyze...

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9

Feb
2021
COVID-19 Fraud Protection | Texas Benefits Advisors
in COVID-19, Custom Content

COVID-19 Fraud Protection | Texas Benefits Advisors

by admin

The COVID-19 crisis has not only stolen the health and well-being of people all over the world, but now, it seems, it has opened the door to criminals who want to steal your money and your identity. Historically, when there are times of crisis, the crime rate increases. We see this with natural disasters when stores are looted or when the economy is tanking and...

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1

Feb
2021
January 2021
What to Know About Life Insurance for Diabetics | Houston Employee Benefits
in Life Insurance

What to Know About Life Insurance for Diabetics | Houston Employee Benefits

by admin

  Many people falsely believe that life insurance for diabetics doesn’t exist. In reality, there are quite a few life insurance options for the 34.2 million Americans who have diabetes. While diabetes remains a health challenge for many, it is still very possible to secure good life insurance as a diabetic. Here are some key things to know about getting life insurance if you have diabetes. Insurance...

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27

Jan
2021
Compliance Requirements for a Remote Workforce | Houston Benefits Group
in Compliance News, Remote Work, Uncategorized

Compliance Requirements for a Remote Workforce | Houston Benefits Group

by admin

According to Gallup, the number of days employees are working remotely has doubled during the pandemic. Some companies are even considering making a remote work arrangement permanent. While there are no laws that exclusively apply to remote workplaces, remote work does come with additional compliance risks. Below is our general guidance for employers. Logging Hours and Preparing Paychecks Make sure that employees are logging all...

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20

Jan
2021
Exploring Disability Insurance | Texas Employee Benefits Partners
in Benefits, Insurance

Exploring Disability Insurance | Texas Employee Benefits Partners

by admin

Disability insurance is a type of insurance coverage that replaces a portion of your monthly income in the event you are unable to perform your work functions due to illness or injury. This insurance gives both yourself, and those who are dependent on you and your paycheck, a sense of financial security while you are out of work. Let’s explore disability insurance. Who Qualifies for...

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11

Jan
2021
3 Tips for Effective Goal Setting | Houston Benefits Agents
in Leadership

3 Tips for Effective Goal Setting | Houston Benefits Agents

by admin

There is never a better time to look towards the future than right now. Goal setting does not need to be constrained to the start of a new year. So, let’s look at three helpful tips for effective goal setting. First, what is a goal? A goal is defined as “the object of a person’s ambition or effort; an aim or desired result.” Goals can...

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6

Jan
2021
December 2020
How to Improve Your Job Postings | Texas Employee Benefits Consultants
in HR

How to Improve Your Job Postings | Texas Employee Benefits Consultants

by admin

A job posting is often the first impression a prospective job applicant has with your organization. It’s important for that impression to be an informative one. Your job postings should convey why someone would want to work for your company, what distinguishes your workplace from others, what’s exciting about your mission and vision, what you have to offer, and what the job is and requires....

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16

Dec
2020
December 2020