Kainos Blog

October 2018
Looking Backward to Plan Forward | Houston Benefits Firm
in Blog, Employee Benefits, employees, Health Plans, Insurance, Kainos Blog

Looking Backward to Plan Forward | Houston Benefits Firm

by admin

We have entered Open Enrollment season and that means you and everyone in your office are probably reading through enrollment guides and trying to decipher it all. As you begin your research into which plan to choose or even how much to contribute to your Health Savings Account (HSA), consider evaluating how you used your health plan last year. Looking backward can actually help you...

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17

Oct
2018

in Employer News, HR News, human resources, NLRB, Workplace

The 80s Are Back, According to the NLRB | Houston Benefits Advisors

by admin

On September 14, 2018, the National Labor Relations Board (NLRB) announced in the Federal Register a proposed rule to return its joint-employer standard to its 1984 standard — a standard that stood until 2017. It’s returning to the days of Footloose dancing, Sixteen Candles high school sweethearts, Karate Kid champions, and the principle that a joint-employer of another’s employees applies only if: The employer possesses...

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13

Oct
2018

in CMS, Employer News, HDHP, HMO, HR News, human resources, Insurance, Kainos Blog, Medicare, Medicare Part D, Prescription Drug Coverage

Medicare Part D Notices Due Oct. 15 | Houston Employee Benefits

by admin

Are you an employer that offers or provides group health coverage to your workers? Does your health plan cover outpatient prescription drugs — either as a medical claim or through a card system? If so, be sure to distribute your plan’s Medicare Part D notice before October 15. Purpose Medicare began offering “Part D” plans — optional prescription drug benefit plans sold by private insurance...

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10

Oct
2018

in employees, Employer News, human resources, IRS, IRS reporting, legislation, W-4, Withholding Calculator

Redesigned W-4 Form to Launch in 2020 | Houston Benefits Partners

by admin

When will the new Form W-4 be released? In 2020, according to a press release published by the Treasury Department on September 20, 2018. The department announced that the IRS will implement a redesigned W-4 form for tax year 2020, a timeline that will allow for continued work to refine the new approach for the form. As a result of the enactment of the 2017...

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2

Oct
2018
September 2018
Leveraging Generational Factors for Overall Success | TX Employee Benefits
in corporate culture, Employee Communication, human resources, Leadership, UBA, Workplace

Leveraging Generational Factors for Overall Success | TX Employee Benefits

by admin

No matter what your office looks like—in a gig economy or a more traditional one, with or without AI—interviews will be a part of the culture. Learning about best practices benefits everyone, whether you are the interviewer or the interviewee. Especially at busy times, it can be easy to forget that an interview isn’t simply to learn about potential coworkers. In fact, a solid interview...

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13

Sep
2018
Wealthy vs Financial Fit. Here’s the Difference and Why It Matters | Houston Employee Benefit Consultants
in financial health, Financial Planning, Financial Wellness, Insurance, Kainos Blog, Life Insurance

Wealthy vs Financial Fit. Here’s the Difference and Why It Matters | Houston Employee Benefit Consultants

by admin

People can be wealthy without being financially fit, meaning they can have a lot of assets or money tied up in assets, but those assets aren’t “liquid.” Let me explain. Say you have a house that has escalated in value in the real estate market. You may have this large asset, but that doesn’t necessarily mean you’re financially comfortable from an income standpoint. You aren’t...

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7

Sep
2018
Addressing Mental Health Care at Work | Houston Benefits Firm
in Blog, EAP, EAPs, Employee Assistance Program, Employee Benefits, mental health, UBA

Addressing Mental Health Care at Work | Houston Benefits Firm

by admin

Nancy Spangler, senior consultant at the Center for Workplace Mental Health of the American Psychiatric Foundation, says that one in five adults has a mental health disorder, and one in 10 has a substance abuse problem. In addition, major depression and its associated conditions cost the U.S. over $210 billion every year. Clearly, mental health is an issue we need to investigate both in our...

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4

Sep
2018
August 2018
Final Rule on Short-Term Limited-Duration Insurance | Houston Employee Benefits Agency
in Benefits Administration, department of labor, Health Care Plans, human resources, Insurance, Kainos Blog, UBA

Final Rule on Short-Term Limited-Duration Insurance | Houston Employee Benefits Agency

by admin

On August 1, 2018, the Internal Revenue Service, the Department of Health and Human Services (HHS), and the Department of Labor (collectively, the Departments) released a final rule that amends the definition of short-term, limited-duration insurance. HHS also released a fact sheet on the final rule. According to the Departments, the final rule will provide consumers with more affordable options for health coverage because they...

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31

Aug
2018
6 Reasons Self-Funded Plans Are Gaining Popularity | Houston Benefits Advisors
in ACA, Affordable Care Act, Insurance, Self-Funded Plans

6 Reasons Self-Funded Plans Are Gaining Popularity | Houston Benefits Advisors

by admin

Since the ACA was enacted eight years ago, many employers are re-examining employee benefits in an effort to manage costs, navigate changing regulations, and expand their plan options. Self-funded plans are one way that’s happening. In 2017, the UBA Health Plan survey revealed that self-funded plans have increased by 12.8% in the past year overall, and just less than two-thirds of all large employers’ plans...

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28

Aug
2018
Affordable Care Act Update | Jersey Village Benefit Advisors
in ACA, ACA Repeal, Affordable Care Act, Exchange, Insurance, Kainos Blog

Affordable Care Act Update | Jersey Village Benefit Advisors

by admin

Recently, the President signed a bill repealing the Affordable Care Act’s Individual Mandate (the tax penalty imposed on individuals who are not enrolled in health insurance). While some are praising this action, there are others who are concerned with its aftermath. So how does this affect you and why should you pay attention to this change? First, as an individual, if you do not carry...

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21

Aug
2018
Trust Equation | Houston Benefits Partners
in Blog, corporate culture, Employee Communication, employees, Kainos Blog, Leadership, Motivation, teamwork, Workplace

Trust Equation | Houston Benefits Partners

by admin

We are currently living in a low-trust society as a whole — we keep hearing that news is fake, science is fake, and so on. That makes it hard for us to trust anyone and is why we need to work on building trust in the workplace more than ever. Human resources professionals and business leaders have an imperative to instill a culture of trust...

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14

Aug
2018
DOL Updates the Employer CHIP Notice | Houston Employee Benefits
in Blog, department of labor, Dependent Care, DOL, Employee Communication, employees, Employer Mandates, Employer News, Insurance, Kainos Blog

DOL Updates the Employer CHIP Notice | Houston Employee Benefits

by admin

The U.S. Department of Labor (DOL) has updated the model notice for employers to use to inform employees about the Children’s Health Insurance Program (CHIP). All employers with group health plans are required to distribute a CHIP notice at least once a year to employees living in certain states. There is no need to send another notice to workers who received the prior version in...

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9

Aug
2018
Ask the Experts: Marijuana and the ADA | Houston Benefits Brokers
in ADA, Blog, Compliance News, Employee Communication, employees, Employer Mandates, Employer News, HR News, human resources, Kainos Blog

Ask the Experts: Marijuana and the ADA | Houston Benefits Brokers

by admin

Question: Is medical marijuana use protected by the Americans with Disabilities Act (ADA)? If so, what accommodations would be considered reasonable? Answer: You are not required to accommodate medical marijuana use under the Americans with Disabilities Act (ADA). Even though medical marijuana is legal in many states, under the federal Controlled Substances Act (CSA), marijuana is still illegal. The ADA expressly excludes people who use...

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7

Aug
2018
July 2018
Preparation Aids Prevention | Houston Benefits Firm
in Blog, Employer News, HR News, human resources, Kainos Blog, Leadership, OSHA, Resources, Safety, Wellness, Workplace

Preparation Aids Prevention | Houston Benefits Firm

by admin

  Incidences of workplace violence are becoming more common and are all over the news. It’s not just high-profile headline cases that are a concern—it’s happening on a smaller scale in all kinds of businesses. Threats to workplaces can take many forms, from cyberbullying and workplace harassment to physical altercations and targeted violence. The Occupational Safety and Health Administration (OSHA) estimates that every year nearly...

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31

Jul
2018
Everyone Wins When Growth is the Goal | Houston Benefit Consultants
in Blog, corporate culture, Employee Benefits, Employee Communication, employee wellness, employees, human resources, Kainos Blog, Leadership, Resources, teamwork, Trending, UBA, wellness, Workplace

Everyone Wins When Growth is the Goal | Houston Benefit Consultants

by admin

It’s a dilemma. On the one hand, today’s buzzing, multifaceted working environments challenge employees more than ever before. On the other, these same working environments are often also overwhelming and stressful. Sometimes it seems like success means mania—but this doesn’t have to be the case. More and more frequently, experts urge offices to focus not on performance but on growth. Performance cultures create “winners” and...

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24

Jul
2018
Wearable Technology in the Workplace | Houston Benefits Consultants
in Blog, corporate culture, Employee Benefits, employee wellness, employees, health, Kainos Blog, Millennials, Motivation, Resources, Trending, Well-being, wellness, Wellness Programs, Workplace

Wearable Technology in the Workplace | Houston Benefits Consultants

by admin

Don’t lie–we ALL love gadgets. From the obscure (but hilariously reviewed on Amazon) Hutzler 571 Banana Slicer to the latest iteration of the Apple empire. Gadgets and technology can make our lives easier, make processes faster, and even help us get healthier. Businesses are now using the popularity of wearable technology to encourage employee wellness and increase productivity and morale. According to a survey cited...

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18

Jul
2018

in Blog, Disability Insurance, Employee Benefits, Employee Communication, employee leave management, employee wellness, employees, Financial Planning, human resources, Insurance, Kainos Blog, Resources, return to work plan, UBA, Uncategorized, Wellness

Disability Insurance | Houston Employee Benefit Brokers

by admin

Are you prepared for an unexpected absence from work? How do you prepare for the unexpected?? Check out this video to learn more about how disability insurance can help you!  

5

Jul
2018
The News About Association Health Plans | Houston Employee Benefits
in ACA, Affordable Care Act, Benefits Administration, Blog, Employee Benefits, Employee Communication, employees, Employer News, group benefits, Group Health Coverage, Health Care Plans, Health Plans, human resources, Insurance, Kainos Blog

The News About Association Health Plans | Houston Employee Benefits

by admin

On June 19, 2018, the U.S. Department of Labor released its Final Rule regarding Association Health Plans (AHPs). AHPs are not new, but they have not been widely available in the past and, in some cases, they have not been successful. The Final Rule is designed to make AHPs available to a greater number of small businesses as an alternative to standard ACA-compliant small group...

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3

Jul
2018
June 2018

in Blog, corporate culture, Employee Communication, employees, HR News, human resources, Kainos Blog, Leadership, Motivation, Resources, teamwork, UBA, Wellness, Workplace

Leadership, Now With More Humility | Houston Benefit Consultants

by admin

More and more, we are learning that scientists, marketers, programmers, and other kinds of knowledge workers lead office lives very similar to famous innovators like Watson, Crick, and Franklin, who discovered the structure of DNA. How so? All of these people live work lives structured around progress in meaningful work. And when this progress occurs, it boosts emotions, perceptions, and productivity. This could be an important...

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28

Jun
2018
June 2018