Kainos Blog

July 2019
Ask the Experts: Overtime and Paid Time Off | Houston Employee Benefits Advisors
in Human Resources, Overtime, Payroll, PTO

Ask the Experts: Overtime and Paid Time Off | Houston Employee Benefits Advisors

by admin

Question: Should we include holidays, PTO, vacation, or other leave taken during the workweek in calculating overtime premium pay under FLSA rules? Answer: No. Because holiday, PTO, and vacation hours are not actually hours worked they do not count towards overtime pay. Under the Fair Labor Standards Act (FLSA), an employer who requires or permits an employee to work overtime is generally required to pay...

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17

Jul
2019
Identity Theft | Texas Benefits Consultants
in Custom Content, Identity Theft

Identity Theft | Texas Benefits Consultants

by admin

Recently, the “Happiest Place on Earth” wasn’t living up to its name for many families. For almost a full year, malicious software had been installed on point-of-sale systems at several Earl Enterprises restaurants. This software then captured debit and credit card numbers, expiration dates, and cardholder names of users purchasing food at these venues. Identity theft has become too commonplace in our day and age...

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8

Jul
2019
Gig Economy 101 | Houston Employee Benefits Team
in Custom Content, Economy, Human Resources

Gig Economy 101 | Houston Employee Benefits Team

by admin

By now you’ve heard of the term “gig economy” but you may not know what it means. Is it describing the economy of musicians as they work gigs? Does it mean something about computers and the measurement of space allotted for their programs? Does it have something to do with fishing? Well, not exactly. But, have no fear! We will break this term down into...

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2

Jul
2019
June 2019
Ask the Experts: Executive-Only Medical Plans | Texas Benefits Advisors
in Health Plans, Human Resources

Ask the Experts: Executive-Only Medical Plans | Texas Benefits Advisors

by admin

Question: Our company offers group medical and dental plans for all employees. We also have an executive-only medical plan that covers out-of-pocket expenses that the regular group plan does not pay. Does COBRA apply to the executive-only plan? Do we have to include it in our summary plan description (SPD)? Answer: The coverage continuation requirements of the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) pertain to...

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26

Jun
2019
Exercise and Health: The Mind-Body Connection | Houston Benefits Agency
in health, UBA, Wellness

Exercise and Health: The Mind-Body Connection | Houston Benefits Agency

by admin

Ever notice how you can get an overall feeling of well-being after taking a long walk, shoveling snow, dancing, or playing Frisbee with the kids? It’s not just because you can check “get some physical activity” off your to-do list. Turns out, there are physiological reasons why you get that feeling. And for people who suffer from a mental health condition like depression, anxiety or...

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24

Jun
2019
Connecting Agility, Culture and Change Management | Texas Benefits Agency
in Human Resources

Connecting Agility, Culture and Change Management | Texas Benefits Agency

by admin

Every company wants to lead their industry, and doing so means remaining competitive. With the rate of speed the world experiences change in this age that is a very difficult proposition. For an HR professional, it is increasingly more difficult to stay ahead of the curve. So, what are the critical pieces to the strategy? • Agility • Change Management • Culture Knowing that, how...

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20

Jun
2019

in Taxes

Ask the Experts: Taxability of Reimbursements for Mileage | Houston Benefits Team

by admin

Question: Are amounts an employer reimburses employees for mileage taxable? Answer: They may be; the type of reimbursement plan will dictate whether reimbursement for business travel is or is not taxable. Both accountable plans and non-accountable plans allow an employer to reimburse employees for their business expenses. With an accountable plan, the reimbursement is not taxable to your employee. Amounts paid under an accountable plan...

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13

Jun
2019

in Contribution Limits, IRS

IRS Announces HSA Limits for 2020 | Houston Benefit Advisory Firm

by admin

On May 28, 2019, the Internal Revenue Service (IRS) released Revenue Procedure 2019-25 announcing the annual inflation-adjusted limits for health savings accounts (HSAs) for calendar year 2020. An HSA is a tax-exempt savings account that employees can use to pay for qualified health expenses. To be eligible for an HSA, an employee: Must be covered by a qualified high deductible health plan (HDHP); Must not...

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4

Jun
2019
May 2019
Is it Time for Unlimited Time off? | Houston Benefits Team
in Employee Benefits, Human Resources

Is it Time for Unlimited Time off? | Houston Benefits Team

by admin

While more and more perks — catered lunches, on-site gyms, immunizations programs — are about employee health, wellness, and happiness, they ultimately are also designed to keep workers at work. A recent article in Quartz at Work points out that more than anything, employees want more time off and out of the office. Unlimited time off, to be exact. Once the perk of tech firms and startups,...

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16

May
2019
Who Can I Name as a Beneficiary on My Life Insurance Policy? | Texas Benefits Agency
in Insurance, Life Insurance

Who Can I Name as a Beneficiary on My Life Insurance Policy? | Texas Benefits Agency

by admin

First off, great job on buying life insurance! You took an important step by protecting the ones you love. Every life insurance policy requires you to name a beneficiary. A life insurance beneficiary is typically the person or people who get the payout on your life insurance policy after you die; it may also be a trust, charity or your estate. You can also name...

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7

May
2019
April 2019

in Custom Content, Human Resources

Hot Trends in HR | Houston Benefits Agents

by admin

2019 has ushered in many new trends such as retro cartoon character timepieces, meatless hamburgers, and 5G networks to name a few. Not surprisingly, trend-watching doesn’t stop with pop culture, fashion, and technology. Your company’s human resources department should also take notice of the top changes in the marketplace, so they are poised to attract and retain the best talent. These top trends include a...

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29

Apr
2019
Changing marijuana laws impact HR | Texas Employee Benefits Agency
in UBA, Workplace

Changing marijuana laws impact HR | Texas Employee Benefits Agency

by admin

In more and more states, the legalization or impending legalization of cannabis requires HR teams to assess, and potentially continually reassess, company policies. In some states, legalization has been limited to medical use but, in others, it has extended to recreational use. Workforce magazine has had several recent articles focused on helping HR professionals understand how new and existing laws impact their work and workplace....

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22

Apr
2019
5 Simple Tips to SPRING into Fitness! | Houston Employee Benefits
in Custom Content, health

5 Simple Tips to SPRING into Fitness! | Houston Employee Benefits

by admin

Spring is here! That means it’s time to ditch those winter layers, and even that excess winter weight. No matter what your current fitness level, spring is a great time to refocus your habits and spruce up your routine. Get a Check Up or a Physical Before starting any new fitness regimen, it’s a good idea to check with your doctor. Your medical professional will...

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18

Apr
2019

in Blog, UBA

More companies flirt with the idea of the four-day work week | Houston Benefits Agency

by admin

Many white-collar jobs, particularly those in creative industries like PR, publishing, and design, have embraced summer hours for years, with shortened workdays on Fridays. Now, some companies are experimenting with “Winter Fridays,” says The New York Times. While clearly seasonal-specific options, both these trends are part of ongoing explorations on the impact of reduced workweeks. Though hardly ubiquitous in either summer or winter, research points...

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8

Apr
2019

in ACA

DOL Issues Final Regulations Regarding Association Health Plans | Houston Benefits Team

by admin

On June 19, 2018, the U.S. Department of Labor (DOL) published Frequently Asked Questions About Association Health Plans (AHPs) and issued a final rule that broadens the definition of “employer” and the provisions under which an employer group or association may be treated as an “employer” sponsor of a single multiple-employer employee welfare benefit plan and group health plan under Title I of the Employee...

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4

Apr
2019
March 2019

in Blog, Custom Content

The Advantages of Automation | Houston Benefits Team

by admin

As schedules continue to get more and more packed with work, health, and personal responsibilities, prioritizing and organizing our lives becomes increasingly crucial. When you look at your daily to-do list, some tasks are obviously more important than others, but the significance of other tasks may be less apparent. Automating certain things, like paying bills, is a no-brainer, but there are other areas of our...

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27

Mar
2019

in Employer News, Human Resources

The Risks are Real | Houston Benefits Company

by admin

Even when you proactively anticipate all the people risks that have the potential to impact your workplace, it’s easy to convince yourself there is no risk to you — that it will never happen here. You may think no one at your workplace will harass anyone, no one will sue you over an honest mistake made in administering workers’ comp, no one will accidentally cause...

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20

Mar
2019
Opioid Addiction in the Workplace | Houston Benefits Agency
in Addiction, Custom Content

Opioid Addiction in the Workplace | Houston Benefits Agency

by admin

The opioid crisis has driven overdose deaths in America to all-time highs. By 2017, the opioid mortality rate was five times higher than the rate in 1999. This crisis is not limited to one socio-economic class or one geographic area. Opioid addiction affects those in suburban homes, high-rise office buildings, and schools in every state in America.  Employers must address this epidemic in their workplace...

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11

Mar
2019

in Leadership, Motivation

March Madness 2019: The Ball is in Your Court | Houston Employee Benefits

by admin

March Madness is upon us, and there is no avoiding it. Selection Sunday, when the NCAA Division 1 Men’s Basketball Committee announces which 68 teams made the 2019 tournament, is March 17. Games begin with the First Four on March 19 and 20 and culminate with the Final Four April 6 and 8. While this annual event can impact productivity, employers may find that the...

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6

Mar
2019
February 2019
Here’s to a Healthy Heart! | Houston Benefits Agency
in health, Prevention

Here’s to a Healthy Heart! | Houston Benefits Agency

by admin

Heartbreaks are painful, but did you know that heart disease is the leading cause of death in the United States, with more than 630,000 people dying from the condition each year. This equates to one in four deaths attributed to this awful disease. The most common form of heart disease is coronary artery disease (CAD), which is what can cause heart attacks. CAD is caused...

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27

Feb
2019
You Can Reduce the Risk of Workplace Violence | Texas Benefits Agency
in Human Resources, Safety

You Can Reduce the Risk of Workplace Violence | Texas Benefits Agency

by admin

On Friday, February 15, 2019, five employees of a manufacturer in Aurora, Illinois, were killed by an employee they were about to terminate as they met in a conference room. Among the victims were the human resources director and a young HR intern at his first day on the job. This is just the latest incidence of gun violence at a workplace. The Occupational Safety...

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20

Feb
2019

in Custom Content

From Resolutions to Reality | Houston Benefits Agents

by admin

Ever wonder why the resolutions you make in January don’t stick around after March? You aren’t alone! Studies show that only 8% of people keep their New Year’s resolutions. Only 8%! Why? And how do people achieve their goals set at New Year’s? We’ve broken it down for you so you can identify your goal-breaker as well as give you some tips on how to...

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13

Feb
2019
January 2019
January 2019