Jul
18
2018Wearable Technology in the Workplace | Houston Benefits Consultants
Don’t lie–we ALL love gadgets. From the obscure (but hilariously reviewed on Amazon) Hutzler 571 Banana Slicer to the latest iteration of the Apple empire. Gadgets and technology can make our lives easier, make processes faster, and even help us get healthier. Businesses are now using the popularity of wearable technology to encourage employee wellness and increase productivity and morale. According to a survey cited…
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Feb
22
2018Benefits of an Annual Physical | Texas Benefits Advisors
Have you ever heard the proverb “Knowledge is power?” It means that knowledge is more powerful than just physical strength and with knowledge people can produce powerful results. This applies to your annual medical physical as well! The #1 goal of your annual exam is to GAIN KNOWLEDGE. Annual exams offer you and your doctor a baseline for your health as well as being key to detecting early signs of diseases…
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Jan
30
2018Benefits Easy: Intro to Self-Funding | Texas Benefits Advisors
As the first month of 2018 wraps up, companies have already begun the arduous task of submitting budgets and finding ways to cut costs for the new year. One of the most effective ways to combat increasing health care costs for companies is to move to a Self-Funded insurance plan. By paying for claims out-of-pocket instead of paying a premium to an insurance carrier, companies…
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Dec
11
2017With Below Average Cost, Increasing Enrollment, CDHPs Have Big Impact | Houston Benefit Advisors
When most experts think of group healthcare plans, Preferred Provider Organization (PPO) plans largely come to mind—though higher cost, they dominate the market in terms of plan distribution and employee enrollment. But Consumer-Directed Health Plans (CDHPs) have made surprising gains. Despite slight cost increases, CDHP costs are still below average and prevalence and enrollment in these plans continues to grow in most regions—a main reason…
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Nov
6
20174 Things You Probably Don’t Know About Your Life Insurance at Work | Houston Benefit Advisors
For the first time ever, more Americans have employer-provided life insurance (108 million) than have individual life insurance coverage (102 million), according to a new LIMRA study. And while that statistic sounds good, it actually hides a few important facts you should understand. 1. There’s more to the stat than meets the eye. When you dig a little deeper into the study, you find that…
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Aug
15
2017Wellness Programs – Getting Started and Remaining Compliant | Houston Benefit Advisors
Where to Start? First, expand the usual scope of wellness activity to well-BEING. Include initiatives that support more than just physical fitness, such as career growth, social needs, financial health, and community involvement. By doing this you increase your chances of seeing a return on investment (ROI) and a return on value (ROV). Qualitative results of a successful program are just as valuable as seeing…
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May
30
2017Well-Being Strategies for a Diverse Workforce, Building Value at an Individual Level | Houston Benefit Advisors
Your organization has 312 employees, which means you have 312 different needs for well-being support. Well-being strategies should not be a one-size-fits-all approach. Developing a set of flexible and responsive well-being strategies that meet changing individual needs throughout an employee’s tenure is a critical way to both attract and retain talent. A few case studies to illustrate: Jordan is serving in an entry-level position. This…
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May
26
2017Factor Emerging Trends, Generational Needs Into Wellness Programs | Houston Benefit Advisors
Your wellness program seems to have it all – biometric screenings, lunch and learns, and weight loss challenges. So, why do you struggle with engagement, or to see any real results? While traditional wellness components are still a large part of plans today, emerging trends, coupled with generational differences, make for challenges when designing an impactful program. As wellness programs begin to be viewed as…
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May
12
2017Is Your Wellness Program Compliant with the ACA, GINA and EEOC? | Houston Benefit Advisors
Workplace wellness programs have increased popularity through the years. According to the most recent UBA Health Plan Survey, 49 percent of firms with 200+ employees offering health benefits in 2016 offered wellness programs. Workplace wellness programs’ popularity also brought controversy and hefty discussions about what works to improve population health and which programs comply with the complex legal standards of multiple institutions that have not…
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Apr
5
2017Employee Benefit Trends of 2017 | Houston Benefit Advisors
Customization of benefits is becoming more popular. The process of personalizing employee benefits allows for individuals to choose from an array of options, and increases employee satisfaction.