Archive for Kainos Blog’ Category

Couple holding hands
Oct

13

2016

Engaged? 7 Financial To-Dos to Check Off Your List

You’ve picked out the rings, maybe even the venue … things are rolling toward your Big Day. But don’t forget an important element of your new life together: getting your financial lives in sync. Talking about finances with your fiancé or partner may not seem like the most romantic topic, but what better way is there to show your loved one how committed you are…

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Reporting Minimum Essential Coverage
Oct

7

2016

Reporting Minimum Essential Coverage

Minimum essential coverage (MEC) is the type of coverage that an individual must have under the Patient Protection and Affordable Care Act (ACA). Employers that are subject to the ACA’s shared responsibility provisions (often called “play or pay”) must offer MEC coverage that is affordable and provides minimum value.In the fall of 2015 the IRS issued Notice 2015-68 stating it was planning to propose regulations…

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Transitional Reinsurance (TRP) Contribution Form Due November 15
Oct

6

2016

Transitional Reinsurance (TRP) Contribution Form Due November 15

On October 3, 2016, federal officials posted the 2016 Transitional Reinsurance Program Annual Enrollment Contributions Form that health insurers and self-funded plan sponsors (employers) will use to make required payments under the Transitional Reinsurance Program (TRP). The 2016 report is due no later than November 15, 2016.BackgroundThe Affordable Care Act (ACA) prohibits insurers from rejecting applicants based on their health status or pre-existing conditions. To…

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Finally, a New I-9
Sep

29

2016

Finally, a New I-9

Since the current version of the Form I-9, Employment Eligibility Verification, expired on March 31, 2016, employers have been awaiting a new, updated form. On August 25, 2016, the federal Office of Management and Budget (OMB) approved a revised Form I-9. Consequently, the U.S. Citizenship and Immigration Services (USCIS) has 90 days to update the form and must publish a revised form by November 22, 2016….

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Why Care About Diabetes and What You Can Do as an Employer
Sep

28

2016

Why Care About Diabetes and What You Can Do as an Employer

Diabetes is an expensive disease: $322 billon in America! Costs are compounded because diabetes is the leading cause of heart disease, stroke, kidney disease, lower limb amputation, and blindness, and also has connections with some cancers, arthritis, gum disease and Alzheimer’s disease. To add some perspective, consider these facts: Today, 3,835 Americans will be diagnosed with diabetes. Today, diabetes will cause 200 Americans to undergo…

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Educating Employees on Wellness Program Options
Sep

23

2016

Educating Employees on Wellness Program Options

Adopting best practices for wellness program designs are important in successfully investing in a workplace environment focused on well-being. Finding the right partners, tools, and interventions, and creating an incentive design that hits the sweet spot to motivate employees to participate are all essential. Many organizations fall short and wellness programs often stall when employees do not understand the program. Whether they question an organization’s…

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The FLSA Overtime Changes and Their Impact on Employee Benefits
Sep

22

2016

The FLSA Overtime Changes and Their Impact on Employee Benefits

Most employers should be reviewing payroll budgets and job descriptions to ensure that changes to salaries and job classifications are all in order by the December 1 deadline based on the new overtime exempt salary threshold and other final rule changes to the Fair Labor Standards Act (FLSA). Another area that will be impacted by these changes and needs review now is employee benefits.Review NowThis…

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Striving for a Culture Change in Your Wellness Program (Part 2)
Sep

17

2016

Striving for a Culture Change in Your Wellness Program (Part 2)

Many wellness programs start off with good intentions, offer some education and fun, but even after several years, have failed to meet their original goals or produce real culture change. We recently reviewed the first three steps to a successful, sustainable workplace program. Here we conclude with steps four through six for setting up a successful program.4.  Find internal wellness champions; develop and embrace an…

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Striving for a Culture Change in Your Wellness Program (Part 1)
Sep

15

2016

Striving for a Culture Change in Your Wellness Program (Part 1)

Many of us have seen or heard about the various wellness programs referred to as “participation–based” programs. These participation-only programs continue to be the starting point for many organizations when they enter the world of workplace wellness. Participatory programs typically include a few individual and team-based activities, offer a level of electronic or onsite seminar education, and offer employees biometric screening and personal health risk…

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Deadline text on the calendar (or desk planner) underlined with red marker
Sep

9

2016

Employer Medicare Part D Notices Are Due Before October 15

Are you an employer that offers or provides group health coverage to your workers? Does your health plan cover outpatient prescription drugs — either as a medical claim or through a card system? If so, be sure to distribute your plan’s Medicare Part D notice before October 15.PurposeMedicare began offering “Part D” plans — optional prescription drug benefit plans sold by private insurance companies and…

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