Archive for Insurance’ Category

Looking Backward to Plan Forward | Houston Benefits Firm
Oct

17

2018

Looking Backward to Plan Forward | Houston Benefits Firm

We have entered Open Enrollment season and that means you and everyone in your office are probably reading through enrollment guides and trying to decipher it all. As you begin your research into which plan to choose or even how much to contribute to your Health Savings Account (HSA), consider evaluating how you used your health plan last year. Looking backward can actually help you…

Read More

Oct

10

2018

Medicare Part D Notices Due Oct. 15 | Houston Employee Benefits

Are you an employer that offers or provides group health coverage to your workers? Does your health plan cover outpatient prescription drugs — either as a medical claim or through a card system? If so, be sure to distribute your plan’s Medicare Part D notice before October 15. Purpose Medicare began offering “Part D” plans — optional prescription drug benefit plans sold by private insurance…

Read More
Wealthy vs Financial Fit. Here’s the Difference and Why It Matters | Houston Employee Benefit Consultants
Sep

7

2018

Wealthy vs Financial Fit. Here’s the Difference and Why It Matters | Houston Employee Benefit Consultants

People can be wealthy without being financially fit, meaning they can have a lot of assets or money tied up in assets, but those assets aren’t “liquid.” Let me explain. Say you have a house that has escalated in value in the real estate market. You may have this large asset, but that doesn’t necessarily mean you’re financially comfortable from an income standpoint. You aren’t…

Read More
Final Rule on Short-Term Limited-Duration Insurance | Houston Employee Benefits Agency
Aug

31

2018

Final Rule on Short-Term Limited-Duration Insurance | Houston Employee Benefits Agency

On August 1, 2018, the Internal Revenue Service, the Department of Health and Human Services (HHS), and the Department of Labor (collectively, the Departments) released a final rule that amends the definition of short-term, limited-duration insurance. HHS also released a fact sheet on the final rule. According to the Departments, the final rule will provide consumers with more affordable options for health coverage because they…

Read More
6 Reasons Self-Funded Plans Are Gaining Popularity | Houston Benefits Advisors
Aug

28

2018

6 Reasons Self-Funded Plans Are Gaining Popularity | Houston Benefits Advisors

Since the ACA was enacted eight years ago, many employers are re-examining employee benefits in an effort to manage costs, navigate changing regulations, and expand their plan options. Self-funded plans are one way that’s happening. In 2017, the UBA Health Plan survey revealed that self-funded plans have increased by 12.8% in the past year overall, and just less than two-thirds of all large employers’ plans…

Read More
Affordable Care Act Update | Jersey Village Benefit Advisors
Aug

21

2018

Affordable Care Act Update | Jersey Village Benefit Advisors

Recently, the President signed a bill repealing the Affordable Care Act’s Individual Mandate (the tax penalty imposed on individuals who are not enrolled in health insurance). While some are praising this action, there are others who are concerned with its aftermath. So how does this affect you and why should you pay attention to this change? First, as an individual, if you do not carry…

Read More
DOL Updates the Employer CHIP Notice | Houston Employee Benefits
Aug

9

2018

DOL Updates the Employer CHIP Notice | Houston Employee Benefits

The U.S. Department of Labor (DOL) has updated the model notice for employers to use to inform employees about the Children’s Health Insurance Program (CHIP). All employers with group health plans are required to distribute a CHIP notice at least once a year to employees living in certain states. There is no need to send another notice to workers who received the prior version in…

Read More

Jul

5

2018

Disability Insurance | Houston Employee Benefit Brokers

Are you prepared for an unexpected absence from work? How do you prepare for the unexpected?? Check out this video to learn more about how disability insurance can help you!  
The News About Association Health Plans | Houston Employee Benefits
Jul

3

2018

The News About Association Health Plans | Houston Employee Benefits

On June 19, 2018, the U.S. Department of Labor released its Final Rule regarding Association Health Plans (AHPs). AHPs are not new, but they have not been widely available in the past and, in some cases, they have not been successful. The Final Rule is designed to make AHPs available to a greater number of small businesses as an alternative to standard ACA-compliant small group…

Read More

Page 1 of 512345