Archive for Financial Wellness’ Category

Oral Health = Overall Health | TX Benefit Advisors
Jan

10

2018

Oral Health = Overall Health | TX Benefit Advisors

Have you heard the saying “the eyes are the window to your soul”? Well, did you know that your mouth is the window into what is going on with the rest of your body? Poor dental health contributes to major systemic health problems. Conversely, good dental hygiene can help improve your overall health. As a bonus, maintaining good oral health can even REDUCE your healthcare…

Read More
New Year, New Penalties | Houston Benefit Advisors
Jan

5

2018

New Year, New Penalties | Houston Benefit Advisors

Department of Labor Publishes Updated Penalties for OSHA Violations On January 2, 2018, the U.S. Department of Labor (DOL) published updated, inflation-adjusted penalties for violations of various laws regulated by the DOL and its internal components or divisions, including the Occupational Health and Safety Administration (OSHA). The DOL is required to adjust the level of civil monetary penalties for inflation by January 15 each year…

Read More

Dec

27

2017

2017 UBA Healthplan Survey | Houston Benefit Advisors

It was recently unveiled the latest findings from our 2017 Health Plan Survey. With data on 20,099 health plans sponsored by 11,221 employers, the UBA survey is nearly three times larger than the next two of the nation’s largest health plan benchmarking surveys combined.To learn more, watch this short video below.

Nov

24

2017

UBA Survey: Weary Families Get a Break While Singles See Out-of-Pocket Cost Increases | Houston Benefit Advisors

While the rate impact of the regulatory environment plays out, one thing is clear from the 2017 UBA Health Plan Survey: employers continue to shift a greater share of expenses to employees through out-of-pocket cost increases. While this is just one of 7 mega trends uncovered in the survey, it is particularly interesting this year because singles were hit more heavily than families as compared…

Read More
How to Make the Most Out of Your FSA at Year-End | Houston Benefit Advisors
Nov

13

2017

How to Make the Most Out of Your FSA at Year-End | Houston Benefit Advisors

As 2017 comes to a close, it’s time to act on the money sitting in your Flexible Spending/Savings Account (FSA). Unlike a Health Savings Account or HSA, pre-taxed funds contributed to an FSA are lost at the end of the year if an employee doesn’t use them, and an employer doesn’t adopt a carryover policy.  It’s to your advantage to review the various ways you…

Read More
PPOs Dominate Despite Savings with HMOs and CDHPs | Houston Benefit Advisors
Nov

10

2017

PPOs Dominate Despite Savings with HMOs and CDHPs | Houston Benefit Advisors

  The findings of our 2017 Health Plan Survey show a continuation of steady trends and some surprises. It’s no surprise, however, that costs continue to rise. The average annual health plan cost per employee for all plan types is $9,934, an increase from 2016, when the average cost was $9,727. There are significant cost differences when you look at the data by plan type….

Read More
4 Things You Probably Don’t Know About Your Life Insurance at Work | Houston Benefit Advisors
Nov

6

2017

4 Things You Probably Don’t Know About Your Life Insurance at Work | Houston Benefit Advisors

For the first time ever, more Americans have employer-provided life insurance (108 million) than have individual life insurance coverage (102 million), according to a new LIMRA study. And while that statistic sounds good, it actually hides a few important facts you should understand. 1. There’s more to the stat than meets the eye. When you dig a little deeper into the study, you find that…

Read More
Are you addressing your employee’s financial health? | Houston Benefit Advisors
Oct

6

2017

Are you addressing your employee’s financial health? | Houston Benefit Advisors

The importance of health and wellness in the workplace is more apparent than ever. It’s obvious why healthy individuals make better employees and the positive impact this has on your bottom line. When thinking about building a program to improve the well-being of your employees, don’t forget about the importance of their financial health. In recent years, studies show that employees have a wide range…

Read More

May

16

2017

FINANCIAL WELLNESS BENEFITS – ADAPTING THEM IN THE NEW WORKFORCE | Houston Benefit Advisors

Over the past few years, we’ve seen tremendous growth in Financial Wellness Programs. Actually, as indicated in a recent report by Aon Hewitt, 77% of mid- to large-size companies will provide at least one financial wellness service in 2017; with 52% of employers providing services in more than 3 financial categories. So what are the advantages of these programs and how can the current workforce…

Read More