Archive for ACA’ Category

6 Reasons Self-Funded Plans Are Gaining Popularity | Houston Benefits Advisors
Aug

28

2018

6 Reasons Self-Funded Plans Are Gaining Popularity | Houston Benefits Advisors

Since the ACA was enacted eight years ago, many employers are re-examining employee benefits in an effort to manage costs, navigate changing regulations, and expand their plan options. Self-funded plans are one way that’s happening. In 2017, the UBA Health Plan survey revealed that self-funded plans have increased by 12.8% in the past year overall, and just less than two-thirds of all large employers’ plans…

Read More
Affordable Care Act Update | Jersey Village Benefit Advisors
Aug

21

2018

Affordable Care Act Update | Jersey Village Benefit Advisors

Recently, the President signed a bill repealing the Affordable Care Act’s Individual Mandate (the tax penalty imposed on individuals who are not enrolled in health insurance). While some are praising this action, there are others who are concerned with its aftermath. So how does this affect you and why should you pay attention to this change? First, as an individual, if you do not carry…

Read More
The News About Association Health Plans | Houston Employee Benefits
Jul

3

2018

The News About Association Health Plans | Houston Employee Benefits

On June 19, 2018, the U.S. Department of Labor released its Final Rule regarding Association Health Plans (AHPs). AHPs are not new, but they have not been widely available in the past and, in some cases, they have not been successful. The Final Rule is designed to make AHPs available to a greater number of small businesses as an alternative to standard ACA-compliant small group…

Read More
ACA Play or Pay: Affordability Percentage for 2019 | Houston Benefits Consultants
Jun

7

2018

ACA Play or Pay: Affordability Percentage for 2019 | Houston Benefits Consultants

On May 21, 2018, the IRS announced that the affordability percentage under the Affordable Care Act’s play or pay rules will increase to 9.86% for 2019 plan years. This is an increase from 9.56% for 2018 plan years. By way of background, the ACA’s employer shared responsibility provision – often called the employer mandate or “play or pay” – requires large employers to offer health…

Read More
Health Plan PCORI Fees Are Due July 31 | Houston Benefit Advisors
May

29

2018

Health Plan PCORI Fees Are Due July 31 | Houston Benefit Advisors

Do you offer coverage to your employees through a self-insured group health plan? Do you sponsor a Health Reimbursement Arrangement (HRA)? If so, do you know whether your plan or HRA is subject to the annual Patient-Centered Research Outcomes Institute (PCORI) fee? This article answers frequently-asked questions about the PCORI fee, which plans are affected, and what you need to do as the employer sponsor….

Read More
Grandmothers Can Visit A Little Longer | Houston Employee Benefits
Apr

13

2018

Grandmothers Can Visit A Little Longer | Houston Employee Benefits

States that permit carriers to renew medical policies without adopting various Affordable Care Act (ACA) requirements may continue to do so through 2019, according to a bulletin released April 9, 2018, by the U.S. Department of Health and Human Services. The bulletin extends transitional relief for non-ACA-compliant policies for another year. The affected category of non-ACA-compliant policies, available in some individual and small group insurance…

Read More
All About Medical Savings Accounts | TX Benefit Advisors
Mar

13

2018

All About Medical Savings Accounts | TX Benefit Advisors

Taking control of health care expenses is on the top of most people’s to-do list for 2018.  The average premium increase for 2018 is 18% for Affordable Care Act (ACA) plans.  So, how do you save money on health care when the costs seems to keep increasing faster than wage increases?  One way is through health savings accounts. Health savings accounts are used in conjunction…

Read More
IRS Extends Deadline for Employers to Furnish Forms 1095-C and 1095-B | Houston Benefit Advisors
Jan

3

2018

IRS Extends Deadline for Employers to Furnish Forms 1095-C and 1095-B | Houston Benefit Advisors

On December 22, 2017, the IRS released Notice 2018-06 to extend the due date for employers to furnish 2017 Form 1095-C or 1095-B under the Affordable Care Act’s employer reporting requirement. Employers will have an extra 30 days to prepare and distribute the 2017 form to individuals. The due dates for filing forms with the IRS are not extended. Background Applicable large employers (ALEs), who…

Read More

Dec

27

2017

2017 UBA Healthplan Survey | Houston Benefit Advisors

It was recently unveiled the latest findings from our 2017 Health Plan Survey. With data on 20,099 health plans sponsored by 11,221 employers, the UBA survey is nearly three times larger than the next two of the nation’s largest health plan benchmarking surveys combined.To learn more, watch this short video below.
Employee Benefit Plans and the House Republican Tax Reform Bill | Houston Benefit Advisors
Dec

1

2017

Employee Benefit Plans and the House Republican Tax Reform Bill | Houston Benefit Advisors

On November 2, 2017, House Republicans introduced a tax reform bill (H.R.1-115th Congress) called the “Tax Cuts and Jobs Act” that, if passed, would impact multiple aspects of the tax code. Many of these changes relate to employee benefit plans, particularly in relation to certain fringe benefits. Dependent Care Accounts A dependent care flexible spending account (DCFSA) is a pre-tax benefit account used to pay…

Read More

Page 1 of 612345...Last »