Kainos Partners is proud to announce that we are now part of AssuredPartners. After joining the company in February 2021, we are taking steps to align with the identity and culture of our parent company, AssuredPartners. While this change means we have national resources available to us, we still operate locally offering the personal touch that you have come to expect and you will continue working with the account team you know and trust. We are committed to providing Power through Partnership. Learn more at AssuredPartners.com

Dependent Auditing

Studies show that between 5% and 10% of the spouses and children covered under your plans are not eligible to participate. Paying for ineligible dependents can be frustrating, especially when they cost over $2,000 per year each.

Unfortunately, insurance carriers do not provide much assistance in this area. They focus mainly on overage and full-time student status. This leaves employers on their own in ensuring their enrollment is eligible to participate on their plans.

Dependent Eligibility Verification in its most simple terms is asking employees to provide documents validating that the spouses and children they are covering under their group benefits plans are actually eligible.

In simpler times, intact families made eligibility easy. However in today’s society, it has become difficult to even determine who a covered dependent is.