Retirement Plans

Who We Are

The Kainos Partners team is pleased to be an affiliate office of Pensionmark.  Pensionmark was founded in 1988 as a consulting firm dedicated to providing the industry’s premier independent retirement plan and investment advisory services to employers who sponsor retirement plans with the utmost professionalism and uncompromising integrity. With offices throughout the United States, Pensionmark is recognized as one of the leading consulting firms in the nation. Pensionmark team members have been named to 401K Wire’s list of “Most Influential Advisors” and among the “Most Influential People in Defined Contributions.” 1 Pensionmark has also been named by plansponsor and PLANADVISER magazines as one of the nation’s most successful retirement plan consulting organizations.2 Pensionmark has also been recognized in the Inc. 5000 Magazine for fastest growing company for three consecutive years as well as PLANADVISERS “Retirement Plan Adviser Multi-Office Team of the Year”.3 We provide unbiased retirement plan consulting, financial planning, and investment advice, based on a thorough understanding of each client’s unique circumstances and objectives. We support our clients with a nationwide network of consultants who have decades of experience. We employ cutting-edge technology and analytics using a team-based approach. We understand that the financial services industry is constantly evolving and are committed to continually enhancing our capabilities to help you stay ahead.

1 401K Wire, November 2010 (based on reader votes, input from distributors and statistics about advisor practice gathered directly from nominees). 2 plansponsor Magazine, January 2009 (nominated by industry professionals and selected based on quantitative evaluation of service levels and feedback from plan sponsor clients; advisors who have attained the plansponsor Retirement Professional designation receive an automatic nomination)/plansponsor Magazine, December 2006. 3 Recognized as one of Inc. Magazine’s Fastest Growing Private Companies in America in 2012, 2013, and 2014; PLANADVISER Magazine, September/October 2013. Nominated by industry professionals and selected by PLANADVISER committee and based on a qualitative evaluation of service levels.

Plan success requires more than just a traditional suite of advisory services. We proactively and consistently address the challenges employers face in managing a retirement plan while striving to maximize employee success.

Protecting and Educating Our Clients

We are committed to providing employers with solutions and education to assist them in meeting their fiduciary obligations and to implement policies and procedures to help mitigate employer liability.

ERISA Fiduciary Services

  • • Establish/Revise the Plan’s Investment Policy Statement (IPS)
  • • Select and Monitor the Designated Investment Alternatives (DIAS)
  • • Select and Monitor Qualified Default Investment Alternative(s) (QDIAs)
  • • ERISA §3(21) / §3(38) Fiduciary Services

ERISA Non-Fiduciary Services

  • • Assistance with Plan Governance and Committee Education
  • • Assistance with Plan Fiduciaries’ Vendor Management (Service Provider Selection/Review)
  • • Investment Education for Plan Fiduciaries

Employee Financial Wellness

Employee Financial Wellness fosters a workforce of healthier, happier, and more productive employees.¹ We have spent decades developing a comprehensive Financial Wellness Program that leverages behavioral economics research and combines reliable technology with personal support in order to assist employees plan for their retirement. The program engages employees directly and offers tools and resources to help guide them.

Personal Financial Portal

Our Personal Financial Portal (PFP) offers individuals a simple and secure online location where they can monitor the financial components of their life, allowing them to make more informed investment and lifestyle decisions.

Employee Gap/Needs Analysis

A gap analysis can be generated from the Personal Financial Portal and may help your employees assess if they are on track to meet their retirement goals. It provides individuals with personalized tools to help them manage their progress and if needed, offers ideas on how they can adjust their financial strategy.

Employee Call Center

We believe that it is critical for employees to have access to responsive, live staff to assist them in navigating their retirement plan strategy. Registered and bilingual specialists are available. Our call center hours are

Monday through Friday from 7:00 a.m. to 7:00 p.m.

Employee Retirement Connect

Keeping your employees informed and engaged is a crucial part of guiding them towards pursuing more successful retirement outcomes and ultimately, helping them to retire with dignity. Retirement Connect consists of a comprehensive suite of deliverables sent directly to your employees to help them stay updated on retirement and market trends.2

Online Education Center

Our online Investor Education Center offers a variety of interactive tools and resources such as educational videos, webcasts, financial calculators, articles, and newsletters, and more to help individuals navigate their financial choices. It provides pertinent information 24 hours a day, 7 days a week to help individuals stay informed and to assist them in becoming more financially prepared.

Social Media

Social Media is an effective way for our service team to communicate, educate, and build a relationship with your employees while promoting retirement readiness. Our social media sites are designed to provide individuals with the most up-to-date retirement plan news, event announcements, articles, and a wealth of other informative content.

1Source: Financial Finesse.

2Materials provided through the Financial Wellness Program may include those prepared by third parties.

Pensionmark® Financial Group, LLC (“Pensionmark”) is an investment adviser registered under the Investment Advisers Act of 1940. Pensionmark is affiliated through common ownership with Pensionmark Securities, LLC (member SIPC).

Our Services