Archive for Life Insurance’ Category

4 Things You Probably Don’t Know About Your Life Insurance at Work | Houston Benefit Advisors
Nov

6

2017

4 Things You Probably Don’t Know About Your Life Insurance at Work | Houston Benefit Advisors

For the first time ever, more Americans have employer-provided life insurance (108 million) than have individual life insurance coverage (102 million), according to a new LIMRA study. And while that statistic sounds good, it actually hides a few important facts you should understand. 1. There’s more to the stat than meets the eye. When you dig a little deeper into the study, you find that…

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6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong) | Houston Benefit Advisors
Sep

25

2017

6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong) | Houston Benefit Advisors

Let’s face it. Most people put off buying life insurance for any number of reasons—if they even understand it Take a look at this list—do any of them sound like you? 1. It’s too expensive. In the ever-burgeoning budget of a young family, things like day care and car payments and possibly student loans eat up a good chunk of the money each month, and…

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The Risk of Being Uninsured (and the Hidden Bargain in Addressing It Now) | Houston Benefit Advisors
Sep

20

2017

The Risk of Being Uninsured (and the Hidden Bargain in Addressing It Now) | Houston Benefit Advisors

With all the expenses of everyday living, it’s tempting to think of insurance as just another cost. What’s harder to see is the potential cost of not buying insurance—or what’s known as “self-insuring”—and the hidden bargain of coverage. The Important vs. the Urgent We’ve all experienced it: the tendency to stay focused on putting out fires, while never getting ahead on the things that really…

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Jul

25

2017

5 Things Millennials Need to Know About Life Insurance | Houston Benefit Advisors

Being catapulted into the adult world is a shock to the system, regardless of how prepared you think you are. And these days, it’s more complicated than ever, with internet access and mobile devices being must-have utilities and navigating tax forms when they aren’t as “EZ” as they used to be. Maybe you’re still living with your folks while you get established. Or maybe you’re…

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I Have Life Insurance Through My Employer. Why Do I Need Another Policy? | Houston Benefit Advisors
Jul

5

2017

I Have Life Insurance Through My Employer. Why Do I Need Another Policy? | Houston Benefit Advisors

One of the perks of having a full-time job with a good company is the benefits package that comes with it. Often, those benefits include life insurance coverage, which is great. And everyone who can get life insurance at work should definitely take it, as there are many advantages to company-funded life insurance, also known as group life insurance. These advantages include: 1. Easy qualification….

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3 Questions to Ask When It Comes to Life Insurance | Houston Benefit Advisors
May

23

2017

3 Questions to Ask When It Comes to Life Insurance | Houston Benefit Advisors

Your life insurance needs will ebb and flow throughout your lifetime. Buying a term policy early in your career or taking a basic employer-issued life insurance policy is a common course of action. However, deciding how much and what type of life insurance you need at each stage of your life will serve you and your loved ones much better. One simple thing to keep…

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