Archive for Kainos News’ Category

Flex Work: Advantages in the New Workforce | Houston Benefit Advisors
Apr

19

2017

Flex Work: Advantages in the New Workforce | Houston Benefit Advisors

Flex Work.   No doubt you’ve heard this term (or some variation) floating around the last decade or so, but what exactly does it mean? Flexible work can vary by definition depending on who you ask, but one thing is for sure, it’s here to stay and changing the way we view the workforce. According to a recent study by Randstad, employer commitment to increase the…

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Getting the Most Out of an Employee Assistance Program (EAP) | Houston Benefit Advisors
Apr

13

2017

Getting the Most Out of an Employee Assistance Program (EAP) | Houston Benefit Advisors

Many employers understand the value of having an Employee Assistance Program (EAP) since the heart and soul of organizations are employees. Employees who are physically and mentally healthy, highly productive, engaged in their work, and loyal to their employer contribute positively to their employer’s bottom line. Fortunately, most employees are positive contributors, yet even the best of employees can occasionally have issues or circumstances arise…

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Department of Labor Delays Enforcement of the Fiduciary Duty Rule | Houston Benefit Advisors
Apr

9

2017

Department of Labor Delays Enforcement of the Fiduciary Duty Rule | Houston Benefit Advisors

On April 4, 2017, the Department of Labor (DOL) announced that the applicability date for the final fiduciary rule will be extended, and published its final rule extending the applicability date in the Federal Register on April 7. This extension is pursuant to President Trump’s February 3, 2017 presidential memorandum directing the DOL to further examine the rule and the DOL’s proposed rule to extend…

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Congress Abandons Effort to Repeal the ACA | Houston Benefit Advisors
Apr

1

2017

Congress Abandons Effort to Repeal the ACA | Houston Benefit Advisors

On Friday, Republicans in the U.S. House of Representatives pulled pending legislation, known as the American Health Care Act, from further consideration. The bill had been scheduled for a vote on the House floor Friday afternoon but, recognizing that it was headed for defeat, the House leadership cancelled the vote. It is now unlikely that Congress will pursue any legislation to repeal or replace the…

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Long-Awaited Repeal and Replacement Plan for ACA Unveiled | Houston Benefit Advisors
Mar

15

2017

Long-Awaited Repeal and Replacement Plan for ACA Unveiled | Houston Benefit Advisors

On March 6, 2017, the U.S. House of Representatives Ways and Means Committee released a proposed budget reconciliation bill, entitled the American Health Care Act, to replace portions of the Affordable Care Act (ACA). If enacted, the American Health Care Act would provide some relief from provisions of the ACA for employers and make other significant changes to employee benefits. While the proposal is 53…

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The “Line 22” Question: Which Box(es) Do I Check? | Houston Benefit Consultants
Mar

10

2017

The “Line 22” Question: Which Box(es) Do I Check? | Houston Benefit Consultants

Under the Patient Protection and Affordable Care Act (ACA), individuals are required to have health insurance while applicable large employers (ALEs) are required to offer health benefits to their full-time employees. In order for the Internal Revenue Service (IRS) to verify that (1) individuals have the required minimum essential coverage, (2) individuals who request premium tax credits are entitled to them, and (3) ALEs are…

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Strategic Benefits Communication: How Do You Measure Success? | Houston Benefit Advisors
Mar

1

2017

Strategic Benefits Communication: How Do You Measure Success? | Houston Benefit Advisors

Last fall I had the pleasure of hosting a UBA WisdomWorkplace webinar called “Success in Voluntary through Strategic Benefits Communication.” I discussed recent Sun Life survey data regarding employee engagement and understanding of the value of voluntary benefits. In the world of voluntary insurance carriers, success in voluntary benefits can be measured in various ways. A key metric is employee participation. For carriers, this is…

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Juvenile Life Insurance: The Whys and Hows | Houston Benefit Advisors
Feb

27

2017

Juvenile Life Insurance: The Whys and Hows | Houston Benefit Advisors

As a parent, perhaps you’ve been able to check the critical financial boxes for your family. You’ve established emergency funds, secured life and disability insurance, and are on track with your retirement goals. You may wonder, is there anything else I could be doing to help my children? This can be the time for parents and even grandparents to consider juvenile life insurance. It’s an…

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