Archive for Kainos Blog’ Category

Medicare Part D: Creditable Coverage Disclosures | Houston Benefit Advisors
Mar

23

2017

Medicare Part D: Creditable Coverage Disclosures | Houston Benefit Advisors

Entities such as employers with group health plans that provide prescription drug coverage to individuals that are eligible for Medicare Part D have two major disclosure requirements that they must meet at least annually: Provide annual written notice to all Medicare eligible individuals (employees, spouses, dependents, retirees, COBRA participants, etc.) who are covered under the prescription drug plan. Disclose to the Centers for Medicare and…

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The Changing Landscape of Employee Benefits | Houston Benefit Consultants
Mar

18

2017

The Changing Landscape of Employee Benefits | Houston Benefit Consultants

There is no denying our industry is changing rapidly, and it’s not about to slow down. Combined with disruptive advances in technology and evolving consumer expectations, we’re seeing consumer-driven health care emerge. Take, for example, the fact that employees now spend more than nine hours a day on digital devices. There’s no doubt that all this screen time takes a toll. Device screens expose users…

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Long-Awaited Repeal and Replacement Plan for ACA Unveiled | Houston Benefit Advisors
Mar

15

2017

Long-Awaited Repeal and Replacement Plan for ACA Unveiled | Houston Benefit Advisors

On March 6, 2017, the U.S. House of Representatives Ways and Means Committee released a proposed budget reconciliation bill, entitled the American Health Care Act, to replace portions of the Affordable Care Act (ACA). If enacted, the American Health Care Act would provide some relief from provisions of the ACA for employers and make other significant changes to employee benefits. While the proposal is 53…

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The “Line 22” Question: Which Box(es) Do I Check? | Houston Benefit Consultants
Mar

10

2017

The “Line 22” Question: Which Box(es) Do I Check? | Houston Benefit Consultants

Under the Patient Protection and Affordable Care Act (ACA), individuals are required to have health insurance while applicable large employers (ALEs) are required to offer health benefits to their full-time employees. In order for the Internal Revenue Service (IRS) to verify that (1) individuals have the required minimum essential coverage, (2) individuals who request premium tax credits are entitled to them, and (3) ALEs are…

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