Archive for Kainos Blog’ Category


May

16

2017

FINANCIAL WELLNESS BENEFITS – ADAPTING THEM IN THE NEW WORKFORCE | Houston Benefit Advisors

Over the past few years, we’ve seen tremendous growth in Financial Wellness Programs. Actually, as indicated in a recent report by Aon Hewitt, 77% of mid- to large-size companies will provide at least one financial wellness service in 2017; with 52% of employers providing services in more than 3 financial categories. So what are the advantages of these programs and how can the current workforce…

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May

3

2017

Why Private Exchanges Haven’t Taken Off As Predicted | Houston Benefit Advisors

While the health care affordability crisis has become so significant, questions still linger—will private exchanges become a viable solution for employers and payers, and will they will continue to grow? Back in 2015, Accenture estimated that 40 million people would be enrolled in private exchange programs by 2018; the way we see this model’s growth today doesn’t speak to that. So, what is preventing them…

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May

1

2017

ACA Market Stabilization Final Rule | Houston Benefit Advisors

On April 18, 2017, the Department of Health and Human Services’ (HHS) Centers for Medicare & Medicaid Services (CMS) published its final rule regarding Patient Protection and Affordable Care Act (ACA) market stabilization. The rule amends standards relating to special enrollment periods, guaranteed availability, and the timing of the annual open enrollment period in the individual market for the 2018 plan year, standards related to…

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The DOL’s Final Overtime Rule Saga Continues | Houston Benefit Advisors
Apr

26

2017

The DOL’s Final Overtime Rule Saga Continues | Houston Benefit Advisors

The change in the regulations that would increase the salary threshold for overtime exemption that was all over the news for the last several months may now be decided by the end of June. The Fifth Circuit Court of Appeals has granted the U.S. Department of Labor (DOL) another 60-day extension of time to file its final reply brief in the in the pending appeal…

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Discovery for Health and Welfare Benefit Plans: Required ERISA Reporting—Form 5500 | Houston Benefit Advisors
Apr

24

2017

Discovery for Health and Welfare Benefit Plans: Required ERISA Reporting—Form 5500 | Houston Benefit Advisors

Most companies are fully aware of Form 5500 reporting requirements related to their 401(k) plans, but are less familiar with the Form 5500 reporting requirements for their health and welfare benefit plans. Requirements: Most employer-sponsored health and welfare benefit plans, including, but not limited to, group health, dental, vision, life insurance, disability insurance, voluntary worksite benefits (typically, but not always), and health flexible spending account…

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Flex Work: Advantages in the New Workforce | Houston Benefit Advisors
Apr

19

2017

Flex Work: Advantages in the New Workforce | Houston Benefit Advisors

Flex Work.   No doubt you’ve heard this term (or some variation) floating around the last decade or so, but what exactly does it mean? Flexible work can vary by definition depending on who you ask, but one thing is for sure, it’s here to stay and changing the way we view the workforce. According to a recent study by Randstad, employer commitment to increase the…

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An Employer’s Guide to Navigating the ACA’s Strong Headwinds | Houston Benefit Advisors
Apr

17

2017

An Employer’s Guide to Navigating the ACA’s Strong Headwinds | Houston Benefit Advisors

One might describe the series of events leading to the death of the American Health Care Act (Congress’s bill to repeal and replace the Affordable Care Act) as something like a ballistic missile exploding at launch. The Patient Protection and Affordable Care Act (ACA) repeal debate began nearly a decade ago with former President Barack Obama’s first day in office and reemerged as a serious…

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Getting the Most Out of an Employee Assistance Program (EAP) | Houston Benefit Advisors
Apr

13

2017

Getting the Most Out of an Employee Assistance Program (EAP) | Houston Benefit Advisors

Many employers understand the value of having an Employee Assistance Program (EAP) since the heart and soul of organizations are employees. Employees who are physically and mentally healthy, highly productive, engaged in their work, and loyal to their employer contribute positively to their employer’s bottom line. Fortunately, most employees are positive contributors, yet even the best of employees can occasionally have issues or circumstances arise…

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