Archive for Kainos Blog’ Category


Aug

17

2017

Strategic benefits communication: Five key steps to success this open enrollment season | Houston Benefit Advisors

In previous posts, I have talked about several aspects of strategic benefits communication. Now it’s time to put those strategies into action. As we approach enrollment season, let’s look at five key steps to ensuring this year’s open enrollment is successful for you and your employees. 1. Determine your key objectives What do employees need to know this enrollment season? As you review your benefit…

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Aug

15

2017

Wellness Programs – Getting Started and Remaining Compliant | Houston Benefit Advisors

Where to Start? First, expand the usual scope of wellness activity to well-BEING. Include initiatives that support more than just physical fitness, such as career growth, social needs, financial health, and community involvement. By doing this you increase your chances of seeing a return on investment (ROI) and a return on value (ROV). Qualitative results of a successful program are just as valuable as seeing…

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When Grief Comes to Work | Houston Benefit Advisors
Aug

10

2017

When Grief Comes to Work | Houston Benefit Advisors

Death and loss touch all of us, usually many times throughout our lives. Yet we may feel unprepared and uncomfortable when grief intrudes into our daily routines. As a manager, when grief impacts your employees it’s helpful to have a basic understanding of what they are going through as well as ways you can help. Experiencing Grief Although we all experience grief in our own…

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Aug

7

2017

Government and Education Employers Offer Richest HSA Plans | Houston Benefit Advisors

Across most industries, HSA contributions are, for the most part, down or unchanged from three years ago, according to UBA’s Health Plan Survey. The average employer contribution to an HSA is $474 for a single employee (down 3.5 percent from 2015 and 17.6 percent from five years ago) and $801 for a family (down 9.2 percent from last year and 13.7 percent from five years…

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Aug

3

2017

Best Practices for Initial COBRA Notices | Houston Benefit Advisors

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires group health plans to provide notices to covered employees and their families explaining their COBRA rights when certain events occur. The initial notice, also referred to as the general notice, communicates general COBRA rights and obligations to each covered employee (and his or her spouse) who becomes covered under the group health plan. This notice…

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Jul

31

2017

What Are Some Pros & Cons of HIPAA? | Houston Benefit Advisors

Congress approved the Health Insurance Portability and Accountability Act (HIPAA) to guard the privacy of personal medical information, and to give individuals the right to keep their health insurance coverage for pre-existing conditions in place even if they change jobs. The law has done this, providing important safeguards for patients. But it has also increased the red tape involved in medical care. History Congress passed…

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Jul

28

2017

Employer Strategies for Managing Prescription Drug Costs | Houston Benefit Advisors

Modern medicines have resulted in longer, more productive lives for many of us. Prescription drugs soothe sore muscles after a strenuous workout or manage the conditions of a chronic disease. Unfortunately, this use of prescriptions drugs can come with a hefty price tag. Americans are spending more money on prescription drugs than ever before and the United States as a nation spends more per capita…

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Jul

25

2017

5 Things Millennials Need to Know About Life Insurance | Houston Benefit Advisors

Being catapulted into the adult world is a shock to the system, regardless of how prepared you think you are. And these days, it’s more complicated than ever, with internet access and mobile devices being must-have utilities and navigating tax forms when they aren’t as “EZ” as they used to be. Maybe you’re still living with your folks while you get established. Or maybe you’re…

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Jul

20

2017

Small Employers Ask about Form 5500 | Houston Benefit Advisors

UBA’s compliance team leverages the collective expertise of its independent partner firms to advise 36,000 employers and their 5 million employees. Lately, a common question from employers is: If a health and welfare benefit plan has fewer than 100 participants, then does it need to file a Form 5500? If a plan is self-funded and uses a trust, then it is required to file a…

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How Long do Employers Need to Keep Payroll Records? | Houston Benefit Advisors
Jul

18

2017

How Long do Employers Need to Keep Payroll Records? | Houston Benefit Advisors

Under U.S. federal law, employers must keep the payroll records of their employees or former employees for a certain length of time. The amount of time, however, varies according to which statute you refer to, which can make knowing how long to keep employee records confusing. By keeping in mind the required time limits under each statute as well as what payroll-related records the statute…

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