Archive for Financial Planning’ Category

Are you addressing your employee’s financial health? | Houston Benefit Advisors
Oct

6

2017

Are you addressing your employee’s financial health? | Houston Benefit Advisors

The importance of health and wellness in the workplace is more apparent than ever. It’s obvious why healthy individuals make better employees and the positive impact this has on your bottom line. When thinking about building a program to improve the well-being of your employees, don’t forget about the importance of their financial health. In recent years, studies show that employees have a wide range…

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The Risk of Being Uninsured (and the Hidden Bargain in Addressing It Now) | Houston Benefit Advisors
Sep

20

2017

The Risk of Being Uninsured (and the Hidden Bargain in Addressing It Now) | Houston Benefit Advisors

With all the expenses of everyday living, it’s tempting to think of insurance as just another cost. What’s harder to see is the potential cost of not buying insurance—or what’s known as “self-insuring”—and the hidden bargain of coverage. The Important vs. the Urgent We’ve all experienced it: the tendency to stay focused on putting out fires, while never getting ahead on the things that really…

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Ask the Experts: Dealing With FSA Carryover Funds
Dec

26

2016

Ask the Experts: Dealing With FSA Carryover Funds

Question: If an employee has a small health flexible spending account (FSA) balance with a carryover to the next year, and the employee chooses not to participate in the new FSA year, can the employer force the employee to use those funds so as not to incur additional administrative fees in the next plan year? Answer: An employer can prevent “perpetual carryovers” by carefully drafting the…

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Portrait Of Family Group Tailgating In Stadium Car Park
Nov

4

2016

3 Life Insurance Myths That Could Hurt Young Families

When you’re just starting out, it often seems that a dollar never stretches far enough. And with new commitments, such as buying your first home or having children, comes the responsibility to make sure your loved ones will be provided for financially, no matter what life may bring. If you were to die unexpectedly, life insurance is there to make sure your loved ones can…

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Couple holding hands
Oct

13

2016

Engaged? 7 Financial To-Dos to Check Off Your List

You’ve picked out the rings, maybe even the venue … things are rolling toward your Big Day. But don’t forget an important element of your new life together: getting your financial lives in sync. Talking about finances with your fiancé or partner may not seem like the most romantic topic, but what better way is there to show your loved one how committed you are…

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