Archive for Employer News’ Category

The Changing Landscape of Employee Benefits | Houston Benefit Consultants
Mar

18

2017

The Changing Landscape of Employee Benefits | Houston Benefit Consultants

There is no denying our industry is changing rapidly, and it’s not about to slow down. Combined with disruptive advances in technology and evolving consumer expectations, we’re seeing consumer-driven health care emerge. Take, for example, the fact that employees now spend more than nine hours a day on digital devices. There’s no doubt that all this screen time takes a toll. Device screens expose users…

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Long-Awaited Repeal and Replacement Plan for ACA Unveiled | Houston Benefit Advisors
Mar

15

2017

Long-Awaited Repeal and Replacement Plan for ACA Unveiled | Houston Benefit Advisors

On March 6, 2017, the U.S. House of Representatives Ways and Means Committee released a proposed budget reconciliation bill, entitled the American Health Care Act, to replace portions of the Affordable Care Act (ACA). If enacted, the American Health Care Act would provide some relief from provisions of the ACA for employers and make other significant changes to employee benefits. While the proposal is 53…

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Mar

13

2017

Eat Your Fruits and Veggies

You know that eating fruits and vegetables is good for you, so what’s stopping you from actually including them into your daily meals instead of the processed junk that you usually eat? Source: Employer News

Mar

8

2017

The Keys to the Castle

When it comes to security, the more layers you have, and the better each layer is, the more successful you’ll be in deterring most thieves. Source: Employer News
Strategic Benefits Communication: How Do You Measure Success? | Houston Benefit Advisors
Mar

1

2017

Strategic Benefits Communication: How Do You Measure Success? | Houston Benefit Advisors

Last fall I had the pleasure of hosting a UBA WisdomWorkplace webinar called “Success in Voluntary through Strategic Benefits Communication.” I discussed recent Sun Life survey data regarding employee engagement and understanding of the value of voluntary benefits. In the world of voluntary insurance carriers, success in voluntary benefits can be measured in various ways. A key metric is employee participation. For carriers, this is…

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Keeping Pace with the Protecting Affordable Coverage for Employees Act | Houston Benefit Advisors
Feb

22

2017

Keeping Pace with the Protecting Affordable Coverage for Employees Act | Houston Benefit Advisors

Last fall, President Barack Obama signed the Protecting Affordable Coverage for Employees Act (PACE), which preserved the historical definition of small employer to mean an employer that employs 1 to 50 employees. Prior to this newly signed legislation, the Patient Protection and Affordable Care Act (ACA) was set to expand the definition of a small employer to include companies with 51 to 100 employees (mid-size segment) beginning January…

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Feb

20

2017

Same Job? Same Pay!

We’re already well into the 21st century and I’m still baffled that pay gaps still exist between men and women for the same job. Source: Employer News
Cafeteria Plans: Qualifying Events and Changing Employee Elections | Houston Benefit Advisors
Feb

18

2017

Cafeteria Plans: Qualifying Events and Changing Employee Elections | Houston Benefit Advisors

Cafeteria plans, or plans governed by IRS Code Section 125, allow employers to help employees pay for expenses such as health insurance with pre-tax dollars. Employees are given a choice between a taxable benefit (cash) and two or more specified pre-tax qualified benefits, for example, health insurance. Employees are given the opportunity to select the benefits they want, just like an individual standing in the…

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The IRS Clarifies Tax Treatment of Fixed-Indemnity Health Plans | Houston Benefit Advisors
Feb

15

2017

The IRS Clarifies Tax Treatment of Fixed-Indemnity Health Plans | Houston Benefit Advisors

While many Americans will remember January 20, 2017 as the day the 45th President of the United States was sworn into office, employee benefits experts will also remember it as the day the IRS Office of Chief Counsel (OCC) released this memorandum that clarifies, among other things, the tax treatment of benefits paid by fixed-indemnity plans. Fixed indemnity plans are generally voluntary benefits employers offer…

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