Archive for Employee Benefits’ Category

Congress Abandons Effort to Repeal the ACA | Houston Benefit Advisors
Apr

1

2017

Congress Abandons Effort to Repeal the ACA | Houston Benefit Advisors

On Friday, Republicans in the U.S. House of Representatives pulled pending legislation, known as the American Health Care Act, from further consideration. The bill had been scheduled for a vote on the House floor Friday afternoon but, recognizing that it was headed for defeat, the House leadership cancelled the vote. It is now unlikely that Congress will pursue any legislation to repeal or replace the…

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TeleMedicine – The NextGen Benefit of Minor Healthcare | Houston Benefit Advisors
Mar

29

2017

TeleMedicine – The NextGen Benefit of Minor Healthcare | Houston Benefit Advisors

It’s not surprising that 2017 stands to be the year many will have an experience to share using a Telemedicine or a Virtual Doctor service. With current market trends, government regulations, and changing economic demands, it’s fast becoming a more popular alternative to traditional healthcare visits.  And, as healthcare costs continue to rise and there are more strategic pricing options and digital models available to…

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Congress Eliminates OSHA Continuous Reporting Obligation Rule | Houston Benefit Advisors
Mar

25

2017

Congress Eliminates OSHA Continuous Reporting Obligation Rule | Houston Benefit Advisors

What played out as a soap opera of sorts involving all three branches of government has resulted in relief for employers. On March 22, 2017, the Senate narrowly adopted House Joint Resolution 83 (H.J.Res.83) under the Congressional Review Act. The joint resolution nullifies a recent Occupational Safety and Health Administration (OSHA) final rule that went into effect on January 18, 2017. The rule, “Clarification of…

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The Changing Landscape of Employee Benefits | Houston Benefit Consultants
Mar

18

2017

The Changing Landscape of Employee Benefits | Houston Benefit Consultants

There is no denying our industry is changing rapidly, and it’s not about to slow down. Combined with disruptive advances in technology and evolving consumer expectations, we’re seeing consumer-driven health care emerge. Take, for example, the fact that employees now spend more than nine hours a day on digital devices. There’s no doubt that all this screen time takes a toll. Device screens expose users…

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Long-Awaited Repeal and Replacement Plan for ACA Unveiled | Houston Benefit Advisors
Mar

15

2017

Long-Awaited Repeal and Replacement Plan for ACA Unveiled | Houston Benefit Advisors

On March 6, 2017, the U.S. House of Representatives Ways and Means Committee released a proposed budget reconciliation bill, entitled the American Health Care Act, to replace portions of the Affordable Care Act (ACA). If enacted, the American Health Care Act would provide some relief from provisions of the ACA for employers and make other significant changes to employee benefits. While the proposal is 53…

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Strategic Benefits Communication: How Do You Measure Success? | Houston Benefit Advisors
Mar

1

2017

Strategic Benefits Communication: How Do You Measure Success? | Houston Benefit Advisors

Last fall I had the pleasure of hosting a UBA WisdomWorkplace webinar called “Success in Voluntary through Strategic Benefits Communication.” I discussed recent Sun Life survey data regarding employee engagement and understanding of the value of voluntary benefits. In the world of voluntary insurance carriers, success in voluntary benefits can be measured in various ways. A key metric is employee participation. For carriers, this is…

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Juvenile Life Insurance: The Whys and Hows | Houston Benefit Advisors
Feb

27

2017

Juvenile Life Insurance: The Whys and Hows | Houston Benefit Advisors

As a parent, perhaps you’ve been able to check the critical financial boxes for your family. You’ve established emergency funds, secured life and disability insurance, and are on track with your retirement goals. You may wonder, is there anything else I could be doing to help my children? This can be the time for parents and even grandparents to consider juvenile life insurance. It’s an…

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Keeping Pace with the Protecting Affordable Coverage for Employees Act | Houston Benefit Advisors
Feb

22

2017

Keeping Pace with the Protecting Affordable Coverage for Employees Act | Houston Benefit Advisors

Last fall, President Barack Obama signed the Protecting Affordable Coverage for Employees Act (PACE), which preserved the historical definition of small employer to mean an employer that employs 1 to 50 employees. Prior to this newly signed legislation, the Patient Protection and Affordable Care Act (ACA) was set to expand the definition of a small employer to include companies with 51 to 100 employees (mid-size segment) beginning January…

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