Archive for Blog’ Category

Do I Still Need Life Insurance Once I Retire? Your Questions Answered | Houston Employee Benefits
Jan

18

2018

Do I Still Need Life Insurance Once I Retire? Your Questions Answered | Houston Employee Benefits

Do I need life insurance once I retire? Just because you’re retired doesn’t necessarily mean you’re financially sound. Think of all the different scenarios that may still be applicable: You may have been required to retire early; you may have had investments that have gone sour and haven’t had time to rebuild your nest egg. Additionally, there may be a need to cover final expenses,…

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Nothing Is Certain, But Death and LESS Taxes… | Texas Benefit Consultants
Jan

16

2018

Nothing Is Certain, But Death and LESS Taxes… | Texas Benefit Consultants

On January 11, 2018, the Internal Revenue Service released its income tax withholding tables for 2018 reflecting changes made by the December 2017 tax reform legislation. The updated withholding information provides the new rates for employers to use during 2018. Employers are encouraged to use these tables as soon as possible but must use them by no later than February 15, 2018. Employers should continue to…

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Oral Health = Overall Health | TX Benefit Advisors
Jan

10

2018

Oral Health = Overall Health | TX Benefit Advisors

Have you heard the saying “the eyes are the window to your soul”? Well, did you know that your mouth is the window into what is going on with the rest of your body? Poor dental health contributes to major systemic health problems. Conversely, good dental hygiene can help improve your overall health. As a bonus, maintaining good oral health can even REDUCE your healthcare…

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New Year, New Penalties | Houston Benefit Advisors
Jan

5

2018

New Year, New Penalties | Houston Benefit Advisors

Department of Labor Publishes Updated Penalties for OSHA Violations On January 2, 2018, the U.S. Department of Labor (DOL) published updated, inflation-adjusted penalties for violations of various laws regulated by the DOL and its internal components or divisions, including the Occupational Health and Safety Administration (OSHA). The DOL is required to adjust the level of civil monetary penalties for inflation by January 15 each year…

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IRS Extends Deadline for Employers to Furnish Forms 1095-C and 1095-B | Houston Benefit Advisors
Jan

3

2018

IRS Extends Deadline for Employers to Furnish Forms 1095-C and 1095-B | Houston Benefit Advisors

On December 22, 2017, the IRS released Notice 2018-06 to extend the due date for employers to furnish 2017 Form 1095-C or 1095-B under the Affordable Care Act’s employer reporting requirement. Employers will have an extra 30 days to prepare and distribute the 2017 form to individuals. The due dates for filing forms with the IRS are not extended. Background Applicable large employers (ALEs), who…

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Dec

27

2017

2017 UBA Healthplan Survey | Houston Benefit Advisors

It was recently unveiled the latest findings from our 2017 Health Plan Survey. With data on 20,099 health plans sponsored by 11,221 employers, the UBA survey is nearly three times larger than the next two of the nation’s largest health plan benchmarking surveys combined.To learn more, watch this short video below.
Utilize FSA Monies with Key Year–End Strategies | Houston Benefit Advisors
Dec

19

2017

Utilize FSA Monies with Key Year–End Strategies | Houston Benefit Advisors

‘Tis the Season’. Like most, you‘re probably in the midst of the “hussle and bussle” of this holiday season with dinners, parties, and activities; Christmas shopping; and spending those remaining FSA dollars you have allocated this year. Wait, what? Yes, you read right. Chances are, if you’ve opted to utilize an employer-sponsored FSA account in 2017, you may have remaining funds you’ll need to spend….

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With Below Average Cost, Increasing Enrollment, CDHPs Have Big Impact | Houston Benefit Advisors
Dec

11

2017

With Below Average Cost, Increasing Enrollment, CDHPs Have Big Impact | Houston Benefit Advisors

When most experts think of group healthcare plans, Preferred Provider Organization (PPO) plans largely come to mind—though higher cost, they dominate the market in terms of plan distribution and employee enrollment. But Consumer-Directed Health Plans (CDHPs) have made surprising gains. Despite slight cost increases, CDHP costs are still below average and prevalence and enrollment in these plans continues to grow in most regions—a main reason…

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The Perks of Holiday Parties: How They’re Still an Asset to Your Company | Houston Benefit Advisors
Dec

6

2017

The Perks of Holiday Parties: How They’re Still an Asset to Your Company | Houston Benefit Advisors

The end of the year is upon us and a majority of companies celebrate with an end-of-year/holiday party. Although the trend of holiday parties has diminished in recent years, it’s still a good idea to commemorate the year with an office perk like a fun, festive party. BENEFITS OF A YEAR-END CELEBRATION •Holiday staff parties are a perfect way to thank your employees for a…

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Employee Benefit Plans and the House Republican Tax Reform Bill | Houston Benefit Advisors
Dec

1

2017

Employee Benefit Plans and the House Republican Tax Reform Bill | Houston Benefit Advisors

On November 2, 2017, House Republicans introduced a tax reform bill (H.R.1-115th Congress) called the “Tax Cuts and Jobs Act” that, if passed, would impact multiple aspects of the tax code. Many of these changes relate to employee benefit plans, particularly in relation to certain fringe benefits. Dependent Care Accounts A dependent care flexible spending account (DCFSA) is a pre-tax benefit account used to pay…

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